Skip Navigation
Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, download Adobe® Acrobat Reader.

Outsmarting Your Peers When Planning for Retirement

When it comes to saving for retirement you can outsmart your peers by making the most of your financial resources. Civista is here for you. Our team of experts can help you prepare for retirement and give you the tools for future financial success. Here are a few simple tips you can follow to maximize your retirement savings.

  1. Automate Retirement Contributions - Set up a plan where, each month, money is automatically transferred from your account into a retirement account. This way, you won't forget to contribute and will never be tempted to spend the money elsewhere.
  2. Diversify Retirement Portfolios - Diversify your retirement portfolios by investing in various types of assets and spreading the risk to minimize losses. This can help create a more balanced portfolio that stands the test of time, regardless of market conditions.
  3. Invest Early - Start saving now! Retirement may seem like a long way off, but it's never too early to start investing. Retirement savings have the benefit of compounding, so the earlier you start investing, the more the potential for growth.
  4. Rebalance Retirement Portfolio Regularly - Rebalancing is important because it allows you to shift your investments around to adjust for market conditions, or simply keep them in check. This can help make sure that you are getting the most out of your retirement savings and taking advantage of any potential gains.
  5. Consult a Financial Advisor - Speaking with a financial advisor can be extremely helpful in developing and implementing a sound retirement savings plan. They have the expertise and knowledge to help you make the most of your money and can provide valuable advice on how to save for retirement.

Contact a Civista Wealth Management Team member to discuss your retirement savings.

By following these simple tips, you can make sure that your retirement fund is well-prepared and that you're making the most of your financial resources. Retirement is an important step in life, but you don't have to go it alone - use these tips to make sure that you're outsmarting your peers and making the most of your retirement savings!

Investments products are Not FDIC Insured | Not Bank Guaranteed | May Lose Value

Not Insured By Any Federal Government Agency | Not A Bank Deposit

Retired couple driving in a convertible car.
Saving for Retirement
Blue color clock
Meet our Team
Maximizing Your Retirement Savings