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Agricultural Lending

Grounded in Experience


The Lay of the Land

Hundredweight hogs. Bushels of grain. Dollars per short ton. Yes, we know the terms. And the hard-working people that use them.

You see, at Civista Bank, we’re not just commercial lenders that do agriculture financing.  Many of us actually have agricultural backgrounds. So we can combine our deep understanding of your business – from land, livestock and equipment to its seasonal cash flow – with our years of lending experience. All to deliver flexible programs and payment schedules that assist farm production, whatever time of year.

We work with Farmer Mac and other farm service agencies to secure low-cost financing programs and risk management support specially designed for agriculture and rural communities.



Farm-Fresh Solutions:

  • Land, Operating and Equipment Financing
  • Loans and Revolving Lines of Credit
  • Flexible maturities tailored to your seasonal business cycles
  • Custom commercial leasing and financing

Our team of experts has been creating affordable and flexible lease financing for businesses of all sizes since 1991.


























Deeply rooted in the communities we serve, Civista Bank has helped generations of families and businesses grow.

We’re Here for You, Too.





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