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Meet Our Team

Civista Commercial Lenders

Find a Civista Commercial Lender

Search for a commercial lender near you by name, state, or county to schedule an appointment today.

Matt Bockhorst

Matt Bockhorst

Vice President, Commercial Lender

Location pin icon29 W. Whipp Road
Dayton, Ohio 45459

Phone iconO:  937.913.8271

Montgomery, Miami

With over 20 years of experience in the banking industry, I am committed to listening to my clients and working closely with them to provide a solution that matches their needs.  I enjoy bringing the many personalized benefits that Civista Bank can offer, as a community bank, throughout the greater Dayton and greater Cincinnati markets. 

I am a lifelong resident of Southwest Ohio, currently residing in West Chester.  I am a graduate of Centerville High School and earned my bachelor's degree from Bowling Green State University and my master's degree from Wright State University. 

I am a board member of the Butler County Port Authority and a member of the Butler County TIRC.


head shot of Jim Castigano

Jim Castrigano

Vice President, Commercial Lending

Location pin iconN. Cleveland Massillon Road

Akron, Ohio 44333

Phone iconO:  330.576.1062

                           
Summit

With more than 30 years of experience in the banking industry, concentrating in commercial lending for 25 years, I am committed to work in a timely manner to achieve a solution that best suits both of our organizations.  I earned a bachelor's degree in Marketing and my Masters in Business Administration from Xavier University and am a graduate of the SONY New York University Graduate School of Banking.

I reside in Akron and am a member of the Akron Rotary Club and the Greater Akron Chamber of Commerce.

 
 
 
 
Keith Kreech

R. Keith Creech

Vice President, Commercial Lending

Location pin icon185 S.E. Catawba Rd.
        Port Clinton, Ohio 43452

Phone iconC:  567.998.4909
         
Ottawa

As a lifelong resident of Northwest Ohio with over 25 years of experience in banking and commercial lending, I am committed in helping my clients reach their business goals.

I am a graduate of the University of Toledo earning my business administration degree in finance.  Active in my community, I am a former board member and president of the Rotary Club of Holland Springfield and volunteer with the Toledo Northwest Ohio and Cleveland Food Banks.


John DeSanto

John DeSanto

Vice President, Commercial Lending

Location pin icon5875 Landerbrook Drive, Suite 250
       Mayfield Heights, Ohio 44124

Phone iconO:  440.869.0114
               
Cuyahoga

For over 25 years, I have enjoyed developing relationships with my clients and working toward the ongoing success of the business owners I serve.  My Commitment is to deliver a high level of service and the tools to help business owners grow their organizations, including access to capital and cash management tools.

I am a graduate of Cleveland Heights High School and attended San Francisco State University.  In my community, I am involved with the Mentor Chamber of Commerce, United Way of Lake County, the Mentor Economic Development and coaching youth softball and football.  I reside in Mentor and enjoy golf, bowling and softball.

Rich Finneran

Rich Finneran

Vice President, Commercial Lending


Location pin icon100 E. Water Street
       Sandusky, Ohio 44870

Phone iconO:  419.627.4659

                         
Envelope iconEmail Rich Finneran

Erie

As a lifelong resident of Erie County with 22 years of experience in the banking industry and specializing in commercial lending for the past 12 years, I am committed to working with the people in the communities where I live and raise my family.  I believe the opportunity for our communities to grow and develop is best supported by a bank that brands itself as customer-friendly.  I value the relationship built with my customers and I am committed to understanding their business to help them succeed.

I am a graduate of the University of Dayton with a Bachelor of Science in Finance.  I also graduated from the School of Banking at Colorado and Leadership Erie County, Class of 1996. I earned the Dale Carnegie Certificate of Achievement in 2003.  I serve as a member of the Sandusky Rotary Club, Board of Trustees; Treasurer of the Goodwill Industries of Erie, Huron, Ottawa, and Sandusky Counties; Finance Advisory Committee Chair for Sandusky Central Catholic Schools;  Sandusky MS Walk, Coordinating Committee; The Bishop Robert Tournament of Champions Committee Member, Plum Brook Country Club; and Sandusky Yacht Club Member.

Robin Grathwol

Robin Grathwol

Vice President, Commercial Lending 

Location pin icon100 E. Water Street
        Sandusky, Ohio 44870

Phone iconO:  419.627.4503
Erie

As a Columbus native with over 10 years' experience in the commercial lending industry, I am committed to building client relationships with service and integrity.  I make it my mission to go beyond expectations and genuinely take care of those who entrust me with their banking needs.  I earned my bachelor's degree from The Ohio State University and serve on the Genoa Township Police Advisory Board.


Kyle Heichel

Kyle Heichel

Vice President, Commercial Lending

Location pin icon6400 Perimeter Drive
       Dublin, Ohio 43016

Phone iconO:  614.210.2416
Delaware, Franklin, Madison, Union

As a Columbus native with over 10 years' experience in the commercial lending industry, I am committed to building client relationships with service and integrity.  I make it my mission to go beyond expectations and genuinely take care of those who entrust me with their banking needs.  I earned my bachelor's degree from The Ohio State University and serve on the Genoa Township Police Advisory Board.


Tom Hough

Tom Hough

Vice President, Commercial Lending

Location pin icon5875 Landerbrook Drive, Suite 250
       Mayfield Heights, Ohio 44124

Phone iconO:  440.869.0180

Envelope iconEmail Tom Hough

Cuyahoga

With more than 25 years’ experience in the financial industry and a focus on commercial lending, I am committed to delivering exceptional customer service, communication, accessibility and follow-up to my clients.  My clients can expect honest and straightforward answers throughout the lending process.

I earned my bachelor’s degree in finance at the University of Akron and have SBA 7(A) and SBA 504 certifications.  In my community I am a member and chairperson of finance at the Ashtabula County Medical Center Foundation, Trustee for the Lake County Port Authority and a member of the Mentor Rotary.

I reside in Madison and enjoy traveling, golf and spending time with my family.

Jeff Huber

Jeff Huber

Vice President, Commercial Lending


Location pin icon36 E. Seminary Street
       Norwalk, Ohio 44857


Phone iconO:  419.744.3150

Envelope iconEmail Jeff Huber

Huron

With over 26 years of banking experience, I have worked closely with businesses in North Central Ohio and have built ongoing business relationships with my clients.  I am a graduate of The Ohio State University with a Bachelor’s Degree in Agricultural Economics and degrees with the Ohio School of Banking and the Graduate School of Banking at Colorado.

I reside in Milan and serve as Vice President of the Norwalk Area United Fund and Co-Chair of the Budget and Admissions Committee, past President of the Norwalk Economic Development Corp., Fisher Titus Foundation Board, Firelands Partnership Steering Committee and Co-founder and Chair of the Friends of NASA Plum Brook.

 
 
 
 
Bob Katitus

Bob Katitus

Senior Vice President, Regional Market Executive

Location pin icon5875 Landerbrook Drive, Suite 250
       Mayfield Heights, Ohio 44124

Phone iconO:  440.869.0118

Cuyahoga

With more than 19 years of experience in the banking industry and a focus on commercial lending in Northeast Ohio, I have found success in helping my clients achieve their business and personal goals.  My lending experience includes working with a diverse segment of industries and utilizing government financing programs through the Small Business Administration and the State of Ohio.  I am a graduate of the University of Akron and earned my Masters of Business Administration from the University of Dayton.

I reside in Hudson and serve on the Board of Trustees of the Cleveland National Air Show, and President of the Lake Forest Country Club.

Dale Kilgore

Jim Kilgore

Vice President/Commercial Lending

Location pin icon6400 Perimeter Drive
       Dublin, Ohio 43016

 Phone iconO:  614.210.2433              C:  614.579.8141

Delaware, Franklin, Madison, Union

With over 32 years’ experience in commercial banking, I am committed to providing honesty, integrity and respect to all of my customers.  I earned my bachelor’s of science degree in finance from Ohio State University.  I reside in Columbus and serves as an Advisory Board Member of the Mentoring Center of Central Ohio and the Columbus Rotary Club.  

Greg Knight

Greg Knight

Assistant Vice President, Commercial Lender

Location pin icon601 Scioto Street
       Urbana, Ohio 43078

Phone iconO:  937.653.1165

Champaign, Logan

With 35 years of experience in the financial industry specializing in commercial and agricultural lending, I am committed to helping my customers reach their business and personal financial goals.   My goal is to build and maintain a long-term relationship with my customers. I am a graduate of the Ohio State University majoring in Agricultural Economics and I also have my Ohio Bankers Association degree from the Ohio School of Banking.

I reside in Bellefontaine and am a member of the County Wide Farm Bureau Council and of both Logan County and Champaign County Chambers of Commerce.
Paul Koch

Paul Koch

Assistant Vice President, Commercial Lender

Location pin icon100 E. Water Street
       Sandusky, Ohio 44870

Phone iconO:  419.627.4567

Envelope icon Email Paul Koch

Erie

I have been a part of this community for over 30 years and look forward to continuing my relationship with local business owners and entrepreneurs.  My experience as an attorney has provided me with an array of skills in real estate transactions, corporate transactions, and understanding and interpreting contracts.  I thoroughly enjoy using my legal expertise to assist the bank’s customers as they pursue financing.

I am a graduate of St. Mary’s Central Catholic High School, earned a Political Science Degree at Miami University and a Juris Doctorate from the Capital University Law School.  I reside in Perkins Township and serve as President of the Board at the Sandusky State Theatre, a board member at Cancer Services of Erie County, member of the Ohio Bar Association, North Coast Young Professionals, the Sandusky Elks Lodge and offer volunteer services and opinions on an advisory economic development committee for the City of Sandusky.

Joe Manno

Joe Manno

Vice President/Commercial Lending

Location pin icon27476 Detroit Road, Suite 104
       Westlake, Ohio 44145
Phone iconO:  440.401.2098
Cuyahoga

With over 15 years of experience in the banking industry, I am committed to delivering exceptional service to my clients to help them reach their business goals.  I earned my bachelor’s degree in finance from the University of Notre Dame and my masters of business administration from the Weatherhead School of Management.

I reside in Rocky River and volunteer with the Cleveland Foodbank and serves as youth football coach for St. Christopher Parish.

Missy McDougal

Missy McDougal

Vice President, Commercial Lending 

Location pin icon102 S. Kibler Street
        New Washington, Ohio 44854 
Phone iconC:  419.492.5114
Crawford, Seneca

With 17 years of experience in the banking industry and a focus on commercial and agricultural lending in North Central Ohio, I have found success in helping my clients reach their business and personal goals.  I value the relationships I have built with my customers and I am committed to helping them succeed.  My experience as a Certified Public Accountant allows me to better understand my customers’ financial situations and better assist them with their financing needs.

I am a graduate of Xavier University where I earned my Bachelor of Science in Business Administration degree with a major in Accounting.  I am also a graduate of the School of Banking at Colorado.  I reside in New Washington and stay active in my community.  I am President of the Buckeye Central Local Schools Board of Education, board member of New Washington Youth Baseball and Softball, and I coach a youth volleyball, softball and basketball team.

Tim Naftzger

Tim Naftzger

Commercial Lender

Location pin icon529 N. Cleveland Massillon Road
       Akron, Ohio 44333
Phone iconO:  330.576.1064

Envelope iconEmail Tim Naftzger

Summit
With over 15 years' experience in the banking industry, I am committed to providing the best customer service to each client I work with and help them reach their business banking goals.  I am a graduate of Northwood University in Midland, MI.  I reside in Homerville and am a member of the Lodi Rotary Club.

Lou Sala

Lou Sala

Vice President/Commercial Lending

Location pin icon27476 Detroit Road, Suite 104

        Westlake, Ohio 44145
Phone iconO:  440-401-2100

Envelope iconEmail Lou Sala

Cuyahoga

With over 20 years’ experience in commercial banking, I am committed to my customers to be their trusted advisor to find the right solution for their business needs.  I earned my bachelors of business administration degree from Cleveland State University and my masters of business administration from Baldwin-Wallace.  I reside in Rocky River and serve as Vice President of the Greater Cleveland Mortgage Bankers Association.


Kay Sandusky

Kay Sandusky

Senior Vice President, Dayton Market Executive
NMLS# 457248

Location pin icon29 W. Whipp Road
       Dayton, Ohio 45459

Phone iconO:  937.913.8266

Envelope iconEmail Kay Sandusky 

Miami, Montgomery
With over 40 years of community banking experience in the Dayton area, I’m committed to developing mutually beneficial relationships with my customers, and proud to be their trusted advisor.  I earned my associate’s degree in business administration from the University of Dayton.  I reside in Kettering and am a member of the Dayton Racquet Club and Miami Valley Golf Club. 

 
 
 
 

Aaron Stephens

Aaron Stephens

Senior Vice President, Regional Market Executive

Location pin icon6400 Perimeter Drive

       Dublin, Ohio 43016

Phone iconO:  614.210.2411

Envelope iconEmail Aaron Stephens 

Union, Delaware, Franklin, Madison

With over 15 years of experience in the banking industry and a focus on commercial lending in Central Ohio, I have found success in helping my clients achieve their business and personal goals.

I am a graduate of Bluffton University with a Bachelor’s Degree in Marketing and Management and earned my Masters of Business Administration in Organizational Leadership from the University of Findlay. 

I am active in 614 Church, Welcome Warehouse and Central Ohio National Association of Industrial Properties.

Bob Ward

Vice President, Commercial Lender

Location pin icon9700 Springboro Pike

       Miamisburg, Ohio 45342

Phone iconO: 937.432.2228

Envelope iconEmail Bob Ward 

Montgomery, Miami

With over 15 years of community banking experience, I have gained valuable lending and market knowledge that is used to assist my customers with their financial needs.  I am committed to building long-term relationships with my customers that are built on trust.

I attended The University of Rio Grande and am a graduate of the Graduate School of Banking at the University of Wisconsin.  My family and I reside in Springboro, Ohio and am active in multiple community youth sports programs.

Ken Wiseman

Ken Wiseman

Vice President, Commercial Lending

Location pin icon6400 Perimeter Drive

       Dublin, Ohio 43016

Phone iconO:  614.210.2407

Envelope iconEmail Ken Wiseman

Delaware, Franklin, Madison, Union

As your banker, you can depend on me to be a responsive and hardworking partner.  I am committed to my clients' success and to provide creative solutions that surpass expectations.

I earned my Bachelor of Science degree in Finance and Real Estate from The Ohio State University and have over 15 years of banking experience with a focus on commercial lending in Central Ohio.

I am a member of the Columbus Commercial, Industrial and Investment Realtors, a Delaware County Habitat for Humanity volunteer, a baseball coach for the Olentangy Youth Athletic Association and Treasurer of the Boy Scouts of America, Pack 348.

Christopher Malfara

Chris Malfara

Vice President, Commercial Lending

Location pin icon185 SE Catawba Road

       Port Clinton, Ohio 43452

Phone iconO:  419.732.0565

Envelope iconEmail Chris Malfara

Ottawa

With over 30 years of experience in banking and private industry combined, I am committed to building a lasting relationship with my customers and understanding their long term goals so I can find solutions to meet their financial needs.  I am a graduate of Danbury High School in Marblehead and earned my Master of Business Administration degree from Bowling Green State University.  I currently serve on several boards including the Immaculate Conception School Endowment Fund, Magruder Hospital Foundation, Ottawa County Transportation Agency, and Riverview Industries, Inc. 









































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