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Savings

Plan for your future success.

Savings solutions that work for your business.

Are you saving for expansion? New equipment? A slower sales cycle? Or maybe you just want to diversify funds? Civista Bank business savings solutions can help you securely set aside company money and reach your savings goals.

Savings Plans

Business savings

Flexibility and convenience for starting your savings plan
Variable Rate
$25 to open
No monthly fee with balance ≥ $300

Business money market

Potential to earn higher rates as balance grows
Variable Rate
$2,500 to open
No monthly fee with balance ≥ $2,500

Business Certificates of Deposit

Choose the term length that works with your time frame
Lock-in a competitive fixed rate
$500 to open

Savings Plans

Business savings

Flexibility and convenience for starting your savings plan
Variable Rate
$25 to open
No monthly fee with balance ≥ $300

Business money market

Potential to earn higher rates as balance grows
Variable Rate
$2,500 to open
No monthly fee with balance ≥ $2,500

Business Certificates of Deposit

Choose the term length that works with your time frame
Lock-in a competitive fixed rate
$500 to open

Business Savings

A low minimum opening balance of $25 helps get your savings plan moving.
Earn interest on balances of $100 or more.
No monthly service charge with daily balance of $300 or more; otherwise $4.00 monthly.
Convenient account access with 24/7 Civista Digital Banking.

Business Money Market Investment Account

More earning potential with tiered rates for higher balance accounts.
$2,500 minimum to open.
No monthly service charge with daily balance of $2,500 or more; otherwise $12.00 monthly.
Check access.
Earn interest on balances of $2,500 or more.
Convenient account access with 24/7 Civista Digital Banking.

Business Certificates of Deposit

Choose from a variety of time frames to earn interest on funds you won’t need access to during your CD term.
$500 minimum to open.
Earn a competitive fixed rate.
Choose our Add-on 13 month Certificate option to make additional deposits to your original CD term with as little as $50.00.
Early withdrawal penalty applies for withdrawing money before the CD maturity date.
Jumbo Certificates available with a minimum of $100,000 or more.

THE RIGHT FIT FOR YOUR BUSINESS

Compare our Business Savings Accounts

	BUSINESS SAVINGS	Business money market investment account	business certificate of deposits
Ideal Account for	Getting started with flexible access	Potential to earn higher interest rates with growing balances	Setting aside money for a specific amount of time
Minimum to open	$25	$2,500	$500
Interest Rate	Variable	Variable	Fixed
Minimum to earn Interest	$100	$2,500	$500
Minimum balance to avoid monthly fee	$300	$2,500	N/A

Let’s talk.

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Treasury Management

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Standard wireless carrier charges may apply for mobile banking.

Per federal regulations, no more than six transfers or withdrawals per month are permitted from the Business Savings or Business Money Market accounts through pre-authorized, automatic, online banking, checks or telephone transfers.

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