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Built for How You Spend and Save
Everyday banking shouldn’t feel complicated. Civista’s personal checking accounts are designed to be easy to use, flexible, and transparent—so you can focus less on managing your account and more on using it.
Select the account that suits you best from the list below, or reach out to us for more information.
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An entry-level checking option designed to help customers establish or rebuild their banking relationship with simple requirements and essential tools.
- No overdraft fees and no minimum balance requirement
- Low opening balance requirement
- Check-less banking with easy access through your debit card, Civista ATMs, and digital banking.
- Free access to digital and mobile banking services
A simple, straightforward checking account for everyday spending, with convenient tools that help you stay in control of your money.
- Low monthly fee, waived with 15+ debit card transactions, or 1,000 minimum balance, or 10,000 combined deposit balance per statement cycle
- Standard overdraft coverage eligible
- Free Civista Debit Mastercard®
- Free access to digital and mobile banking services
An interest-earning checking account designed for customers who want everyday access to their money—without giving up the opportunity to earn on their balance.
- Earn interest on your balance
- Free Civista Debit Mastercard®
- Free access to digital and mobile banking services
- Monthly service charge waived with 15+ debit card transactions, or 2,500 minimum balance, or 25,000 combined deposit balance per statement cycle
Designed for students and young adults, this account removes common fees while providing tools that help build strong financial habits early on.
- Available for ages 16-24
- No monthly service charge or minimum balance requirement
- Free Civista Debit Mastercard®
- Free access to digital and mobile banking services
Everyday Features That Work for You
No matter which checking account you choose, you’ll have access to practical tools that help you manage your money, stay organized, and bank with confidence.
All Civista checking accounts include:
- Access to Personal Financial Management tools
- Mobile check deposit
- Zelle® functionality
- Card controls and personalized alerts
- eStatements
Civista Mobile Banking
Access your accounts, deposit checks, manage cards, and receive alerts right from your phone with Civista’s personal mobile banking app.
