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Commercial Lending

Making Opportunities Happen

Your Business Is Our Business

That’s why you can count on Civista Bank to bring creative solutions and prompt answers to your business needs. From financing your next opportunity to managing your cash flow with more ease, our experienced commercial lenders are focused on your company’s ongoing success and the growth of the communities we call home.

Trusted Solutions

We offer a variety of financing solutions available for your business needs.


Term Loans & Lines of Credit Options For:

  • Investment real estate
  • Purchasing equipment, inventory, vehicles, and owner-occupied real-estate
  • Refinancing existing debt
  • Working capital
  • Cash flow management

Leasing & Other Financing Options for Equipment & Software

Our team of experts has been creating affordable and flexible lease financing for businesses of all sizes since 1991.


Experience You Can Bank On

We’ve been helping businesses grow for over 135 years. At Civista Bank, you’ll find talented and experienced lenders who are active community business leaders with a broad range of industry knowledge and financial expertise. Your lender is personally involved throughout the entire lending process, providing you a single point of contact.

You’ll have access to executive leaders who are interested in learning about your business and the challenges you may be facing in the market.

Together, our team is committed to building life-long relationships.

Proud to Support Local Businesses

As your company prospers, so does our entire community. Let’s see what we can build together!

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