Private Banking Customized Lending

For whatever opportunity comes your way.

Competitive rates and exclusive features.

A dedicated private banker and premier money management accounts are just the beginning of your benefits as a Civista Private Banking client. Expect customized lending solutions with competitive rates and exclusive features.

From personal credit lines to home equity lines of credit, Civista delivers prompt answers and convenient access to funds. If you are looking to purchase or refinance a home, we can provide options for primary and secondary residences as well as investment real-estate.

Programs as unique as you.

We specialize in the financial needs of physicians and dentists. Our Physician Loan Program is designed to assist the emerging affluent with a residential mortgage and allows for higher debt-to-income ratios while excluding student loans in recognition of your extensive educational investment. Private Mortgage Insurance (PMI) premiums traditionally paid in exchange for lower down payments also may be waived with this program helping to decrease monthly expenses.

Stock-secured loans and lines of credit provide another option to meet a major expense without disrupting your longer-term investment goals. A large tax bill, purchasing real estate or helping meet college expenses are common large expenses our clients face.

From buying your dream boat to optimizing cash flow, talk with a Civista Private Banker about your borrowing needs. Our team is here to customize the right solution for you with premier offers available to Private Banking clients.