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Meet Our Team

Wealth Management 

 Find a Relationship Manager

Search for a relationship manager near you by name, state, or county to schedule an appointment.
Dave Hoskins

J. David Hoskins, CFP®

Vice President & Trust Officer

Location pin icon601 Scioto St
Urbana, Ohio 43078

Phone iconO: 937.653.1176

Franklin County, Madison County, Delaware County, Union County, Champaign County, Logan County, Miami County, Montgomery County
I am a Certified Financial Planner TM with over 20 years’ experience in banking, trust and investment management. I graduated with a B.A. in Finance and an emphasis in Investments at Cedarville University in Ohio. In my community, I am actively involved with Rotary Club, Financial Planning Association of Central Ohio, Leadership Champaign and Clark Counties, The Gathering of the Miami Valley and member of Southgate Church.
Steven Howard

Steve Howard

Vice President & Trust Officer

Location pin icon 6400 Perimeter Dr
Dublin, Ohio 43016

Phone icon O:  614.210.2437

Delaware County, Franklin County, Madison County, Union County

I have over 30 years of financial services experience specializing in financial/retirement planning, investment, estate planning and fiduciary account administration.  I earned my bachelor’s degree from Ohio State University and juris doctor from Capital University Law School.

I volunteer my time and expertise by serving on the Columbus Bar Association’s Estate Planning and Probate Committees, the Ohio State Bar Association’s Estate Planning, Trust and Probate Committee, the Nationwide Children’s Hospital Professional Advisors Committee, the Columbus Foundation Advisors Committee and the Dublin Coffman High School Girls Booster Club.

Jason Kuhnle, CFP® - Senior Vice President, Wealth Management Director - Civista Bank

Jason Kuhnle, CFP®

Senior Vice President, Wealth Management Director

Location pin icon100 E Water St
Sandusky, Ohio 44870

Phone iconO: 419.627.4662

Cuyahoga County, Erie County, Ottawa County, Summit County

I am a Certified Financial PlannerTM with over 20 years of experience in the financial services industry. I graduated from Wittenberg University with a bachelor's degree and earned my MBA from Bowling Green State University.  I am a licensed Life, Health and Variable Annuity agent with Series 7 and 66 registrations held through LPL Financial.  I reside in Brownhelm Township with my wife and two sons.  I currently serve on the board of the Boys and Girls Club of Erie County, I am an active member in the Rotary Club of Sandusky, and coach my sons’ football, baseball and basketball teams.

Tom Palmer

Thomas Palmer

Vice President, Financial Consultant, Relationship Manager

Location pin icon 215 W Eads Pkwy
Lawrenceburg, Indiana 47025

Phone icon O: 812.496.0736

Dearborn County, Ripley County

I have over 18 years of experience in the financial services industry and attended the American College of Finance.

A Resident of Lawrenceburg, I served as a two-time Lawrenceburg Lions President and 12-year member, Board member of the Southeastern Indiana Regional Port Authority, Board Member of the Dearborn County Chamber Young Professionals, Chairperson of the Lawrenceburg Downtown Partnership and Board Member of the Southeast Indiana Chamber Foundation.  

Tessa Steinemann, CDFA®, CFP®

Vice President, Relationship Manager

Location pin icon 100 E Water St 
Sandusky, Ohio 44870

Phone icon O: 419.627.4610

Erie County

I am a Certified Financial PlannerTM and Certified Divorce Financial Analyst® professional with over 10 years of experience in the financial services industry. I graduated with a Bachelor of Arts - Economics from Denison University and a Master of Business Administration from The Ohio State University.

As an Erie County native, I am the Treasurer of Sandusky Education Foundation, Development Chair for Firelands Symphony Orchestra, and serve on the board for Boys & Girls Club of Erie County and North Coast Young Professionals. I am also a member of the Sandusky Rotary.

Tracy Troxel

Tracy Troxel

Assistant Vice President, Relationship Manager

Location pin icon 36 E Seminary St
Norwalk, Ohio 44857

Phone icon O: 419.744.3135

Huron County, Erie County, Richland County, Crawford County, Seneca County, Sandusky County

I have over 16 years of experience as a financial advisor and have a ChFC (Charted Financial Consultant) designation. I graduated from Terra State Community College and Tiffin University. I am a board member of the United Way of Sandusky County and chairman of the Imagine for Youth Foundation. As a retired Chief Master Sergeant from the United States Air Force and the Ohio Air National Guard, I volunteer as an aircraft mechanic and flight crewman with the B-25 Mitchell Bomber at the Liberty Aviation Museum in Port Clinton, Ohio.

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