Hold On to What Matters. Including Your Money.
Some things in life are worth holding on to—like the people you love, the memories you make, and the savings you've worked hard to build. With a Civista Certificate of Deposit, you can grow your money at a guaranteed rate, giving you one less thing to worry about.
Earn Up to 4.29% APY
Secure your savings with a rate that doesn't change, no matter what the market does.
Minimum to open: just $500
- CD Rates
| Certificates of Deposit | Minimum Opening Balance | Minimum Balance to Obtain APY* | Interest Rate | APY * |
|
3 Month CD Special
|
$500 | $500 | 4.20% | 4.29% |
|
6 Month CD Special
|
$500 | $500 | 4.07% | 4.15% |
|
7 Month CD Special
|
$500 | $500 | 4.01% | 4.09% |
| 12 Month CD Special | $500 |
$500 |
3.76% | 3.83% |
| 15 Month CD Special | $500 |
$500 |
3.59% | 3.66% |
| 18 Month CD Special | $500 |
$500 |
3.44% |
3.50% |
|
24 Month CD Special
|
$500 | $500 | 3.21% | 3.26% |
|
36 Month CD Special
|
$500 | $500 | 2.86% | 2.90% |
Why a Civista CD?
- Guaranteed Rate — Your rate is locked in for the term.
- No Surprises — Predictable returns, zero guesswork.
- Flexible Terms — Choose the timeline that fits your goals.
- Community Banking — Personalized support from people who know your name.
Savings You Can Count On. Freedom to Focus on What Matters.
Whether you're planning for a big moment or simply looking for financial peace of mind, a Civista CD helps you stay grounded in your goals—with a return you can count on.
| Certificates of Deposit | Minimum Opening Balance | Minimum Balance to Obtain APY* | Interest Rate | APY * |
|
3 Month CD Special
|
$500 | $500 | 4.20% | 4.29% |
|
6 Month CD Special
|
$500 | $500 | 4.07% | 4.15% |
|
7 Month CD Special
|
$500 | $500 | 4.01% | 4.09% |
| 12 Month CD Special | $500 |
$500 |
3.76% | 3.83% |
| 15 Month CD Special | $500 |
$500 |
3.59% | 3.66% |
| 18 Month CD Special | $500 |
$500 |
3.44% |
3.50% |
|
24 Month CD Special
|
$500 | $500 | 3.21% | 3.26% |
|
36 Month CD Special
|
$500 | $500 | 2.86% | 2.90% |
Why a Civista CD?
- Guaranteed Rate — Your rate is locked in for the term.
- No Surprises — Predictable returns, zero guesswork.
- Flexible Terms — Choose the timeline that fits your goals.
- Community Banking — Personalized support from people who know your name.
Savings You Can Count On. Freedom to Focus on What Matters.
Whether you're planning for a big moment or simply looking for financial peace of mind, a Civista CD helps you stay grounded in your goals—with a return you can count on.
