Civista CD Specials

Earn Up to 4.15% APY*

Make Your Hard-Earned Money Work Harder for You

Looking for a secure way to grow your savings? Our Certificate of Deposit (CD) specials offer competitive rates and flexible terms to help you reach your financial goals faster. With guaranteed returns and peace of mind, a CD is a smart choice for savers who want to lock in higher rates and enjoy predictable growth.

With as little as $500, you can open a CD and start earning more interest than a typical savings account. It's a simple way to make your hard-earned money work harder for you without needing a large initial deposit.

CD Rates

Certificates of Deposit	Minimum Opening Balance	Minimum Balance to Obtain APY*	Interest Rate	APY *
7 Month CD Special	$500	$500	4.07%	4.15%
12 Month CD Special	$500	$500	3.99%	4.07%
18 Month CD Special	$500	$500	3.79%	3.86%

* Annual Percentage Yield

Interest Rates and Annual Percentage Yields are accurate as of the date noted at the bottom of the page.

Fees could reduce earnings on the account.

Early Withdrawal Penalties

Term	Penalty imposed for Early Withdrawal
3 Month CD	1 Month
6 - 12 Month CD	3 Months
13 - 18 Month CD	6 Months
24 - 48 Month CD	12 Months
60 Month CD	24 Months

CD Rates

Certificates of Deposit	Minimum Opening Balance	Minimum Balance to Obtain APY*	Interest Rate	APY *
7 Month CD Special	$500	$500	4.07%	4.15%
12 Month CD Special	$500	$500	3.99%	4.07%
18 Month CD Special	$500	$500	3.79%	3.86%

* Annual Percentage Yield

Interest Rates and Annual Percentage Yields are accurate as of the date noted at the bottom of the page.

Fees could reduce earnings on the account.

Early Withdrawal Penalties

Term	Penalty imposed for Early Withdrawal
3 Month CD	1 Month
6 - 12 Month CD	3 Months
13 - 18 Month CD	6 Months
24 - 48 Month CD	12 Months
60 Month CD	24 Months

Getting Started is Easy

To take advantage of this offer, visit your local branch.

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Growing Your Savings

^*Annual Percentage Yield (APY) is accurate as of 4/25/2025. APY will be fixed for the term at funding and is only valid for the initial term. The CD will automatically renew for the same term, with the rate based on the closest standard CD term, excluding specials, unless withdrawn at maturity. A penalty may apply for early withdrawal. Fees may reduce earnings. The minimum deposit to open and earn the APY is $500. Offer is subject to change or discontinuation at any time.

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