Special Financing

Borrowing Solutions for Unique Homebuying Needs

Solutions for Unique Situations

Your financial goals aren’t always one-size-fits-all—and your mortgage shouldn’t be either. Civista offers specialty financing options designed for situations where standard lending simply isn’t enough. Whether you’re purchasing a higher-value home, combining financing needs, or securing land for future plans, our team provides the guidance and solutions to help you move forward with confidence.

Specialty Products We Offer:

Mortgage + Equity Combo Loan

Pair a first mortgage with a home equity loan to increase borrowing power, reduce overall costs, or structure financing in a way that aligns with your goals.

Jumbo Loans

Perfect for homes that exceed conventional loan limits, jumbo financing helps you purchase a high-value property with the competitive rates and personalized service you expect from Civista.

Lot Loans

Buy your land now and build later. A smart option for securing the perfect location even if construction is still down the road.

What Civista Brings to Your Financing Experience

Creative lending solutions tailored to non-traditional needs
Clear guidance to help you easily navigate more complex loan structures
Support that keeps your long-term vision at the center of every recommendation

At Civista, we build lending solutions around you—helping you finance both the home you want today and the plans you’re preparing for tomorrow.

At Civista, mortgages are personal. We live and work in the same communities as you, and we’re invested in helping you succeed. No matter where you are in your homeownership journey, you’ll find a lender who listens, cares, and works to find the best solution for your future.

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