Community View Home Loan

Open the door to homeownership.

The Civista Community View Home Loan Program

If you want to buy a home, but are concerned about having enough saved for a down payment, this affordable home loan program may be a great option for you.

Couple in front of newly purchased home.

Homeownership is more affordable than you think.

The Community View Home Loan Program offers additional features for borrowers within low-to-moderate income guidelines or purchasing homes in qualified neighborhoods.

Borrow up to 100% of the home's purchase price.

Civista offers this fixed rate loan with up to 100% financing...great for first-time home buyers.

Pay no Private Mortgage Insurance.

That's more money for your budget! PMI is normally required for loans with less than 20% down.

For eligible borrowers, get up to $3,000 for your down payment.

If you're a first-time homebuyer, Civista offers grants of up to 3% of the home's purchase price, with a maximum of $3,000, for down payment assistance. Contact a Civista mortgage lender near you for details on income and property restrictions.

Build your homeownership skills.

Prepare for the ongoing responsibilities and costs of home ownership with homebuyer counseling. Civista will help pay for an approved course required for first-time home buyers.