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You Belong at Civista

Because Banking Should Be Focused on You

Get $350 When You Switch Your Checking to Civista*

Open a new Civista personal checking account and enjoy a warm welcome—and $350*—when you complete three simple steps:

  1. Make 10 debit Mastercard® purchases
  2. Receive $1,000 or more in direct deposits within 90 days of account opening
  3. Enroll in eStatements

It’s that easy to start fresh with a bank that puts your goals first.

 

Boost Your Savings with More Ways to Earn

Earn 4.10% APY** WITH A mONEY mARKET aCCOUNT

Unlock a special 4.10% APY Money Market offer when you open a Civista checking account.

Start saving smarter with:

  • Easy access to your funds when you need them
  • Local service to guide your goals
  • Available with a new Civista checking account

CD Specials — Up to 4.29% APY***

Put your money to work and lock in a guaranteed return:

  • Short-term 3-month CD
  • Multiple terms and balance options
  • FDIC-insured for peace of mind

Ask about today’s limited-time CD Specials.


























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Why Civista?

Bank mergers and branch closures can make banking feel uncertain. Civista keeps it personal and local—always focused on you.

You’re more than an account number

We take time to learn your story and craft solutions around your goals.

Competitive rates that work harder

Grow savings and reach milestones sooner without sacrificing hometown service.

A relationship you can trust

For more than 140 years, we've been part of communities we serve.

Smarter Checking Starts Here

Civista’s checking accounts make everyday banking effortless:
• Mobile deposit, debit card controls & financial tools
• 24/7 access to your money
• Simple, stress-free account options

 

Learn More

Ready to Make the Switch? We’re Ready for You.

Whether you’re ready to make a change or just want a bank that feels like it’s on your side, Civista is here to help you move forward—with friendly faces, real support, and solutions that put you first. 

Find Your Local Civista Bank

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Growing Your Savings


*To qualify for the $350 reward, open a new Civista personal checking account—Star, Compass, Free, One Choice, Civista@Work, or Student Free Checking—with a minimum opening deposit of $50.00 and funds not currently on deposit with Civista Bank. eStatements are a promotional account standard. An optional paper statement may be substituted upon request but would disqualify the accountholder from this promotion. A paper statement option charge may apply. Qualifying new money is money not on deposit at Civista and excludes transfers from another Civista Bank account. Account must be opened 90 days to be eligible for reward. Offer valid only at Civista Bank offices in Henry and Wood Counties, Ohio. Offer valid for new Civista customers and excludes existing Civista personal checking account owners and those closed within the past six months. Employees of Civista Bank are not eligible. Offer limited to one per household. The reward will be deposited into your new account within 120 days of account opening upon meeting all promotion qualifications and will be identified as “Checking Promo Reward”. Reward funds may be subject to tax reporting. Consult your tax advisor. Offer subject to change or withdrawal without notice.

 

**Annual Percentage Yield (APY) is accurate as of June 20, 2025. This promotional new money market account offer is available only in conjunction with the opening of a new Civista checking account. The minimum deposit to open and earn the APY is $2,500.00. All funds must be new money not currently on deposit at Civista Bank and excludes transfers from another Civista Bank account. The account is a variable rate account, and the interest rate may change at any time. Current balance tiers and corresponding APYs are $2,500.00 to $49,999.99 = 4.10% APY; $50,000.00 to $99,999.99 = 4.10%
APY and $100,000,000 or greater is 4.10% APY. Interest is compounded daily and paid monthly. If the daily balance falls below the $2,500.00 minimum, a $12.00 monthly service fee applies. eStatements are the account standard; optional paper statements are available for a monthly fee. Fees could reduce earnings on the account. An Early Account Closing fee applies to accounts closed within 90 days of opening. Offer valid for new Civista customers and is limited to one account per household. Offer valid only at Civista Bank offices in Henry and Wood Counties, Ohio. Offer, terms, and APY may change or be withdrawn at any time without notice. Interest earned is reportable on IRS Form 1099-INT.


***Annual Percentage Yield (APY) is accurate as of 6/20/2025. APY will be fixed for the term at funding and is only valid for the initial term. The CD will automatically renew for the same term, with the rate based on the closest standard CD term, excluding specials, unless withdrawn at maturity. A penalty may apply for early withdrawal. The minimum deposit to open and earn the APY is $500. Offer is subject to change or discontinuation at any time. Offers require new money - funds not on deposit at Civista.

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