*To qualify for the $350 reward, open a new Civista personal checking account—Star, Compass, Free, One Choice, Civista@Work, or Student Free Checking—with a minimum opening deposit of $50.00 and funds not currently on deposit with Civista Bank. eStatements are a promotional account standard. An optional paper statement may be substituted upon request but would disqualify the accountholder from this promotion. A paper statement option charge may apply. Qualifying new money is money not on deposit at Civista and excludes transfers from another Civista Bank account. Account must be opened 90 days to be eligible for reward. Offer valid only at Civista Bank offices in Henry and Wood Counties, Ohio. Offer valid for new Civista customers and excludes existing Civista personal checking account owners and those closed within the past six months. Employees of Civista Bank are not eligible. Offer limited to one per household. The reward will be deposited into your new account within 120 days of account opening upon meeting all promotion qualifications and will be identified as “Checking Promo Reward”. Reward funds may be subject to tax reporting. Consult your tax advisor. Offer subject to change or withdrawal without notice.
**Annual Percentage Yield (APY) is accurate as of August 15, 2025. This promotional new money market account offer is available only in conjunction with the opening of a new Civista checking account. The minimum deposit to open and earn the APY is $2,500.00. All funds must be new money not currently on deposit at Civista Bank and excludes transfers from another Civista Bank account. The account is a variable rate account, and the interest rate may change at any time. Current balance tiers and corresponding APYs are $2,500.00 to $49,999.99 = 4.10% APY; $50,000.00 to $99,999.99 = 4.10%
APY and $100,000,000 or greater is 4.10% APY. Interest is compounded daily and paid monthly. If the daily balance falls below the $2,500.00 minimum, a $12.00 monthly service fee applies. eStatements are the account standard; optional paper statements are available for a monthly fee. Fees could reduce earnings on the account. An Early Account Closing fee applies to accounts closed within 90 days of opening. Offer valid for new Civista customers and is limited to one account per household. Offer valid only at Civista Bank offices in Henry and Wood Counties, Ohio. Offer, terms, and APY may change or be withdrawn at any time without notice. Interest earned is reportable on IRS Form 1099-INT.
***Annual Percentage Yield (APY) is accurate as of 8/15/2025. APY will be fixed for the term at funding and is only valid for the initial term. The CD will automatically renew for the same term, with the rate based on the closest standard CD term, excluding specials, unless withdrawn at maturity. A penalty may apply for early withdrawal. The minimum deposit to open and earn the APY is $500. Offer is subject to change or discontinuation at any time. Offers require new money - funds not on deposit at Civista.
