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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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You Belong at Civista

Because Banking Should Be Focused on You

Make the Switch. Maximize Your Money.

Saving with Confidence

Choose a smart way to save:

  • Money Market Accounts – earn more as your balance grows
  • Everyday Savings – easy to grow
  • KidCents & Holiday Club – goal-driven account options. 

 

CD Specials Up to 4.29% APY*

Put your money to work and lock in a guaranteed return:

  • Short-term 3-month CD
  • Flexible terms and balances
  • FDIC-insured for peace of mind

Ask about today’s limited-time CD Special rates.






























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Why Civista?

Bank mergers and branch closures can make banking feel uncertain. Civista keeps it personal and local—always focused on you.

You’re more than an account number

We take time to learn your story and craft solutions around your goals.

Competitive rates that work harder

Grow savings and reach milestones sooner without sacrificing hometown service.

A relationship you can trust

For more than 140 years, we've been part of communities we serve.

Smarter Checking Starts Here

Civista’s checking accounts make everyday banking effortless:
• Mobile deposit, debit card controls & financial tools
• 24/7 access to your money
• Simple, stress-free account options

 

Learn More

Ready to Make the Switch? We’re Ready for You.

Whether you’re ready to make a change or just want a bank that feels like it’s on your side, Civista is here to help you move forward—with friendly faces, real support, and solutions that put you first. 

Find Your Local Civista Bank

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Digital Wallet
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Our Locations
 
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Growing Your Savings


*Annual Percentage Yield (APY) is accurate as of 5/23/2025. APY will be fixed for the term at funding and is only valid for the initial term. The CD will automatically renew for the same term, with the rate based on the closest standard CD term, excluding specials, unless withdrawn at maturity. A penalty may apply for early withdrawal. The minimum deposit to open and earn the APY is $500. Offer is subject to change or discontinuation at any time. Offers require new money - funds not on deposit at Civista.