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Additional Services

More peace of mind.

Overdraft protection and service

We get it. Sometimes unanticipated expenses or a mistake in your checkbook can leave your checking account short.  And getting a returned check can be costly. Inconvenient. Not to mention embarrassing. That’s why we offer two overdraft service options. Hopefully, you won’t need either, but it’s always good to have the coverage if you do.



Savings Transfer

This service links your savings account (or another qualified Civista deposit account) to your checking account to automatically transfer available funds when you need it.1   A small service fee applies.  Contact us to designate an account for this overdraft protection.

Check Protect

Check protect is an overdraft privilege service. This service permits Civista Bank to authorize and pay overdrafts at its discretion for checks; in-person withdrawals, recurring debit card transactions or other automated payments within the pre-assigned limit for your account.  Civista may also help pay overdrafts from ATM and one-time debit transactions if you specifically opt-in for Check Protect to apply.

There is no additional cost associated with this privilege unless you use it.  If you need to use this service, the current Non-sufficient Funds (NSF) fee is charged for each item or withdrawal processed. 

To learn more, view the Check Protect FAQs 



























The little extra things

Make all the difference

Automatic Funds Transfer

Here’s an easy way to make savings a habit.  We can help you set aside money regularly by making an automatic transfer from your checking to savings weekly, bi-weekly, or monthly.  Just tell us how much and how often.

 

Combined Statements

Contact us to combine your Civista deposit and lending accounts onto one monthly statement.  Then choose eStatements for fast, secure delivery.

 

Deposit Boxes

Organize and secure important documents and valuables.  Choose from a range of sizes at your local Civista branch office. 







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saving for your future
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Personal Loans

1 By Federal regulation, there is a limit of six transfers or withdrawals per month, including pre-authorized, automatic, online Banking, checks or telephone transfers.