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Student Free Checking

It’s in a class by itself.  Just like you.

Welcome to Student Free Checking 101

 We'll help you get started on the right foot with a checking account that helps you stash your cash in a safe place, make payments easily and gives you access wherever life takes you.

A smart choice for managing your money

Designed for students ages 16-24, our student checking account provides everything you need to keep your finances organized, secure and convenient.  From payday direct deposits to purchasing books, pizza and coffee, your checking account gives you a clear view of your spending and account balance from our mobile app.

woman's hand holding phone over pay devices at cafe.
Young adult holding her mobile phone
Mobile App

Account qualifications: Student 16-24 years of age is an owner on account.  Accounts opened by a minor (under 18) require a joint owner 18 years of age or older on the account.

  1. eStatement is account standard. Optional paper statement may be substituted upon request with $3.00 monthly fee.
  2. The first four Non-Civista ATM transaction fees per statement period are waived.  In addition, we'll rebate up to 4 ATM surcharges assessed by other ATM owners per month.  The Non-Civista ATM transaction fee is $4.50.  ATM surcharges vary by ATM owner.