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Business Schedule of Fees
Business Account Fees (General Services)
| Service | Fee |
|---|---|
| Account Balancing Assistance (per hour) | $25.00 |
| Account Research (per hour) | $25.00 |
| Check Printing | Customer Cost |
| Closing Fee (within 90 days of account opening) | $35.00 |
| Collection Items | $45.00 |
| Copies of Checks (per check) | $6.00 |
| Cashier’s Check | $15.00 |
| Court-ordered Custodian (per year) | $300.00 |
| Deposit/Loan Verification Fee | $25.00 |
| Deposit Box Drilling | Actual Cost |
| Deposit Box Key Replacement | $50.00 |
| Dormant Account Fee (per month) | $10.00 |
| Garnishments and Levies | $150.00 |
| Invalid Address/Return Mail Fee | $10.00 |
| NSF Item Paid | $35.00 |
| NSF Item Returned Unpaid | $35.00 |
| Overdraft Transfer Service | $10.00 |
| Replacement Statement w/ Images | $20.00 |
| Returned Check or ACH Item | $25.00 |
| Stop Payment | $38.00 |
ATM / Debit Card Fees
| Service | Fee |
|---|---|
| Non-Civista ATM Transaction | Up to $4.50 |
| Replacement Card | $10.00 |
Business Mobile Check Deposit Fees
| Deposit Volume | Fee |
|---|---|
| Up to 20 checks/month | No Fee |
| 21st check and after (per check) | $5.00 |
Wire Transfer Fees
Domestic Wires
| Type | Fee |
|---|---|
| Incoming | $15.00 |
| Outgoing – In Branch | $40.00 |
| Outgoing – Online | $15.00 |
Foreign Wires
| Type | Fee |
|---|---|
| Incoming | $25.00 |
| Outgoing | $75.00 |
Business Savings Account Fees
| Service | Fee |
|---|---|
|
Monthly Fee No monthly fee with balance of $300.00 or more |
$4.00 |
| Paper Statement Option | $7.00 |
Business Money Market Investment Account Fees
| Service | Fee |
|---|---|
|
Monthly Fee Waived with balance of $2,500 or more |
$12.00 |
| Paper Statement Option | $7.00 |
Small Biz Checking Account Fees
| Service | Fee |
|---|---|
|
Monthly Fee Waived with 10+ debit card transactions per cycle |
$6.00 |
Business Classic & Public Fund Checking Activity Fees
| Category | Fee |
|---|---|
|
Monthly Fee No monthly fee with balance of $1,000.00 or more per statement cycle, or 10+ debit card transactions per statement cycle, or$10,000 combined deposit balance |
$8.00 |
| Paper Statement Option | $7.00 |
Items & Deposits
| Volume | Fee |
|---|---|
| First 150 items | No Fee |
| Over 150 items (per item) | $0.37 |
Currency Fees
| Threshold | Fee |
|---|---|
| First $10,000 deposited/withdrawn | No Fee |
| Over $10,000 | $0.19 per every $100 |
Coin Fees
| Threshold | Fee |
|---|---|
| First $2,000 deposited/withdrawn | No Fee |
| Over $2,000 | $0.19 per every $100 |
Business Vantage Checking Activity Fees
| Category | Fee |
|---|---|
| Monthly Fee | $15.00 |
| Paper Statement Option | $7.00 |
Credits, Debits Deposited Items (excluding debit card transactions)
| Volume | Fee |
|---|---|
| First 400 items | No Fee |
| Over 400 items (per item) | $0.37 |
Currency Fees
| Threshold | Fee |
|---|---|
| First $10,000 deposited/withdrawn | No Fee |
| Over $10,000 | $0.19 per every $100 |
Coin Fees
| Threshold | Fee |
|---|---|
| First $2,000 deposited/withdrawn | No Fee |
| Over $2,000 | $0.19 per every $100 |
Business Choice & Public Fund Business Choice Checking Activity Fees
| Category | Fee |
|---|---|
| Monthly Fee | $25.00 |
| Paper Statement Option | $7.00 |
Transaction Fees
| Transaction Type | Fee |
|---|---|
| Debits/Checks Paid | $0.27 |
| Deposits | $0.76 |
| Checks Deposited – On Us | $0.24 |
| Checks Deposited – Foreign/Transit | $0.26 |
| Electronic Debits/Credits | $0.24 |
Currency Fees
| Threshold | Fee |
|---|---|
| First $10,000 deposited/withdrawn | No Fee |
| Over $10,000 | $0.19 per every $100 |
Coin Fees
| Threshold | Fee |
|---|---|
| First $2,000 deposited/withdrawn | No Fee |
| Over $2,000 | $0.19 per every $100 |
Business Interest Checking Activity Fees
| Category | Fee |
|---|---|
|
Monthly Fee No monthly fee with balance of $1,000.00 or more per statement cycle, or 10+ debit card transactions per statement cycle, or $10,000 combined deposit balance |
$25.00 |
| Paper Statement Option | $7.00 |
Credits, Debits Deposited Items
| Volume | Fee |
|---|---|
| First 150 items | No Fee |
| Over 150 items (per item) | $0.37 |
Currency Fees
| Threshold | Fee |
|---|---|
| First $10,000 deposited/withdrawn | No Fee |
| Over $10,000 | $0.19 per every $100 |
Coin Fees
| Threshold | Fee |
|---|---|
| First $2,000 deposited/withdrawn | No Fee |
| Over $2,000 | $0.19 per every $100 |
Public Fund Interest Checking & IOLTA/IOTA Fees
| Category | Fee |
|---|---|
| Monthly Fee | $25.00 |
| Paper Statement Option | $7.00 |
Transaction Fees
| Transaction Type | Fee |
|---|---|
| Debits/Checks Paid | $0.27 |
| Deposits | $0.76 |
| Checks Deposited – On Us | $0.24 |
| Checks Deposited – Foreign/Transit | $0.26 |
| Electronic Debits/Credits | $0.24 |
Currency Fees
| Threshold | Fee |
|---|---|
| First $10,000 deposited/withdrawn | No Fee |
| Over $10,000 | $10.19 per every $100 |
Coin Fees
| Threshold | Fee |
|---|---|
| First $2,000 deposited/withdrawn | No Fee |
| Over $2,000 | $10.19 per every $100 |
Treasury Management Services Fees
| Service | Fee |
|---|---|
| Treasury Management Platform Service | $25.00 |
ACH Service Fees
| Service | Fee |
|---|---|
| Initial Installation (one-time) | $75.00 |
| Monthly Service Charge | $40.00 |
| Monthly With Same Day ACH | $50.00 |
| Batch per file fee | $3.00 |
| Batch per item fee | $0.37 |
| Same Day ACH per item fee | $1.00 |
| Data Transmission Fee | $200.00 |
| X937 File Transmission | $300.00 |
Business Bill Pay
| Service | Fee |
|---|---|
| Per user monthly | $5.00 |
Desktop Banker
| Service | Fee |
|---|---|
| Charge per CD | $30.00 |
Line of Credit Sweep
| Service | Fee |
|---|---|
| Set-Up Fee (one-time) | $25.00 |
| Monthly Service Charge | $200.00 |
Online Wire Transfer Module
| Service | Fee |
|---|---|
| Monthly Wire Module Service Charge | $20.00 |
| Domestic Incoming | $15.00 |
| Domestic Outgoing | $15.00 |
| Wire Advice – US Mail | $5.00 |
| Reverse Wire Fee | $45.00 |
Positive Pay — Checks
| Service | Fee |
|---|---|
| Initial Installation (one-time) | $35.00 |
| Monthly Service Charge (per account) | $25.00 |
| Check Exceptions (per item) | $0.10 |
| Check File Fee (per submitted file) | $1.50 |
| Check Returned Item Charge (per item) | $15.00 |
| Payee Match (monthly) | $35.00 |
| Payee Match (per item) | $0.10 |
ACH Positive Pay
| Service | Fee |
|---|---|
| Initial Installation (one-time) | $35.00 |
| Monthly Service Charge (per account) | $25.00 |
| ACH Returned Item Charge (per item) | $15.00 |
| ACH Debit Block | $50.00 |
| ACH Exceptions (per item) | $0.07 |
Remote Deposit Capture Service
| Service | Fee |
|---|---|
| Initial Installation (one-time) | $75.00 |
| Monthly Service Charge (Main Account) | $50.00 |
| Equipment Lease (Monthly) | $35.00 |
| Batch per item fee | $0.14 |
| Scanner Purchase | Varies (ask for details) |
Zero Balance Account (ZBA) Sweep
| Service | Fee |
|---|---|
| Monthly Service Charge (Main Account) | $40.00 |
| Monthly Service Charge (Sub Accounts) | $20.00 (after 1st Account/per account)) |
