Civista Bank - Business Choice

Advanced Checking for High-Volume Businesses

Business Choice Checking is designed for businesses with higher transaction volumes and more sophisticated cash management needs. With access to Treasury Management services and the ability to apply earnings credits toward monthly service charges, it delivers greater visibility, control, and flexibility.

Optional Treasury Management Integration

Enhance security, automate cash movement, and manage higher transaction volumes with Civista’s Treasury Management services -- supported by a dedicated local team.

Explore your options

Apply Earnings Credit

An earnings credit is available to offset monthly service and transaction fees.

Free Mobile and Online Banking

Access balances, review activity, and manage transactions anytime with secure online and mobile banking tools.

Compare Business Checking Accounts

Table	Small Biz	Business Classic	Business Vantage	Business Choice Checking	Business Interest
Minimum Opening Deposit	$100	$100	$100	$100	$100
Monthly Service Charge Information	$6 Monthly service charge waived with 10+ Debit Card Transactions per Statement Cycle	$8 Monthly service charge waived with 10+ Debit Card transactions per statement cycle, or $1,000 Minimum balance per statement cycle, or $10,000 Combined deposit balances	$15 Flat fee for up to 400 transactions	$25 Earnings credit available to offset fees	$25 Monthly service charge waived with 10+ Debit Card transactions per statement cycle, or $1,000 Minimum balance per statement cycle, or $10,000 Combined deposit balances
Transaction Fees	N/A	Per transaction in excess of 150/statement cycle (excluding debit card transactions)	Per transaction in excess of 400/statement cycle (excluding debit card transactions)	Potential to offset monthly transaction fees with qualifying balances	Per transaction in excess of 150/statement cycle (excluding debit card transactions)
Earns Interest (Tiered Rates)
Integrates With Treasury Management Solutions
Monthly Statements	eStatement Only	eStatement¹	eStatement¹	eStatement¹	eStatement¹
Free Business Debit Mastercard
Digital & Mobile Banking Access²
Online Bill Pay				Available through Treasury Management Solutions

¹eStatement is account standard. Paper statement option available for a monthly charge.

²Standard wireless carrier charges may apply to mobile banking service. See Civista’s business schedule of fees for a complete listing of transaction and account fees.

View Deposit Rates

Business Choice

Advanced Checking for High-Volume Businesses

Optional Treasury Management Integration

Apply Earnings Credit

Free Mobile and Online Banking

Compare Business Checking Accounts

Ready to Get Started?