Commercial Lending
Financing solutions built to help your business grow with confidence and adapt to what comes next.
Where Experience Meets Your Business Goals
Whether you’re looking to take advantage of a new opportunity or strengthen what you’ve already built, our commercial lenders can help you understand your options and identify a financing solution aligned with your business needs.
Schedule a free consultation with our experienced team today to see how Civista can support your next move
Let’s Do Business
We offer a wide range of financing options to help your business grow with purpose.
Term Loans and Lines of Credit
- Purchasing new equipment
- Investing in real estate
- Refinancing existing debt
- Retaining working capital
- Managing cash flow
Leasing & Other Financing Options for Equipment & Software
- Master lease lines of credit
- Operating leases
- Fair market value (FMV) leases
- Capital leases
- Terminal rental adjustment clause (TRAC) leases
- Commercial finance agreements
Building Strong Businesses Takes a Strong Banking Partner
Commercial decisions deserve a lender who understands the pace, pressure, and complexity of running a business. For more than 140 years, we’ve supported companies through expansion, transitions, market cycles, and everyday operations — offering the experience and financial guidance they need to move forward with confidence.
Our team works to understand your goals, anticipate challenges, and structure financing that supports your long-term strategy.
Explore Your Financing Options With an Expert