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Commercial Lending

Financing solutions built to help your business grow with confidence and adapt to what comes next.

Where Experience Meets Your Business Goals

Whether you’re looking to take advantage of a new opportunity or strengthen what you’ve already built, our commercial lenders can help you understand your options and identify a financing solution aligned with your business needs.

Schedule a free consultation with our experienced team today to see how Civista can support your next move

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Let’s Do Business

We offer a wide range of financing options to help your business grow with purpose.

Term Loans and Lines of Credit

Access flexible financing to help you manage needs such as:

  • Purchasing new equipment
  • Investing in real estate
  • Refinancing existing debt
  • Retaining working capital
  • Managing cash flow
Term Loans and Lines of Credit

Leasing & Other Financing Options for Equipment & Software

Unlock your Company's growth strategy with well-structured financing options from our equipment leasing division, including:

  • Master lease lines of credit
  • Operating leases
  • Fair market value (FMV) leases
  • Capital leases
  • Terminal rental adjustment clause (TRAC) leases
  • Commercial finance agreements
Explore Lease Financing Solutions
Leasing & Other Financing Options for Equipment & Software

Building Strong Businesses Takes a Strong Banking Partner

Commercial decisions deserve a lender who understands the pace, pressure, and complexity of running a business. For more than 140 years, we’ve supported companies through expansion, transitions, market cycles, and everyday operations — offering the experience and financial guidance they need to move forward with confidence.

Our team works to understand your goals, anticipate challenges, and structure financing that supports your long-term strategy.

Explore Your Financing Options With an Expert

Work with an experienced team known for responsive service, flexible structures, and a relationship-driven approach.
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