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Flexible Financing Fuels Your Success
As a community-first institution, we know how important accessible financing is to our small business partners. We’re here to support your growth with custom lending solutions, personal service, and digital tools that make managing your business finances easier.
Experience streamlined decision-making and individualized guidance from our dedicated small business lending team.
Small Business Loans
Utilize small business lending for equipment, vehicles, and working capital to help your business plan for what's next.
Equipment and Vehicle Loans
- Competitive fixed rates and terms that match the life of the asset
- Affordable financing from $10,000-$150,000 to put the right equipment to work
*Annual Percentage Rate (APR) and terms are subject to change. Rates vary based on creditworthiness, collateral, and other factors. Additional terms and fees may apply. See a Civista Business Banker for full details.
Secured Business Line of Credit
- A competitively priced line you can draw on as you need it — interest only on what you use
- Flexible, competitively priced access to funds from $10,000 to $75,000
*Annual Percentage Rate (APR) and terms are subject to change. Rates vary based on creditworthiness, collateral, and other factors. Additional terms and fees may apply. See a Civista Business Banker for full details.
A Straightforward Path to Funding
To qualify for small business financing, your business must:
- Have less than $5 million in annual revenue
- Open and maintain a Civista Business checking account
- Set up automatic loan payments from your Civista account
- Submit your request for new financing
Ready to Explore Your Financing Options?
