Money Market Accounts
Savings accounts that earn more while keeping your money accessible.
Open AccountHigher Earnings, Everyday Access
With a Civista Money Market Account, you can earn competitive interest while keeping your funds accessible and FDIC insured — offering a middle ground between everyday savings and long-term options.
Flexible Transfers
Move funds between your money market account and other Civista accounts as needed, without lockups or penalties.
Competitive Interest
Tiered interest rates reward higher balances, helping your savings grow automatically.
Digital and Mobile Banking Tools
Check balances, transfer funds, and stay on top of your savings with Civista’s digital and mobile banking tools.
Compare Savings Options
| Table | Savings | NexGen Savings | Money Market Account | Index Money Market Account | CD |
|---|---|---|---|---|---|
| Earns Interest | |||||
| Minimum Opening Balance | $25 | $5 | $2,500 | $25,000 | Varies based on terms1 |
| Minimum Balance to Avoid Monthly Service Charge | $200 | $0 | $2,500 | $25,000 | $0 |
| Monthly Service Charge | $2 | $0 | $12 | $15 | $0 |
| Digital & Mobile Banking Access1 | |||||
| Free Online & Mobile Banking Tools |
1The minimum to open and earn the APY is $500 for CDs opened in a branch. Featured 8-month term CD minimum to open and earn APY online is $10,000; minimum to open and earn APY for other terms online is $1,000.
Civista Mobile Banking
Access your accounts, deposit checks, manage cards, and receive alerts right from your phone with Civista's mobile banking app.
Go Mobile
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We’re here to help you bank in the way that’s best for you. Get in touch today and let our expert team help you find the tools, accounts, and resources that suit your unique needs.