Focus Checking
A simple, everyday checking account designed for predictable spending and easy account management.
Open AccountEveryday Checking Without the Extras
Focus Checking is built for customers who want a straightforward checking account with clear requirements and dependable tools. It offers an easy way to manage daily spending, avoid unnecessary fees, and stay in control of your money through digital and mobile banking.
Simple Access to Your Funds
Use your Civista debit card for purchases, cash withdrawals, and quick access to your account at ATMs. With Tap to Pay, you can make contactless purchases in seconds.
Account Alerts & Controls
Monitor activity, set alerts, and manage card controls to help keep your account secure and on track.
Free Digital & Mobile Banking
Access your account anytime with secure online and mobile banking, including bill pay, transfers, and mobile check deposit.
Compare Personal Checking Accounts
| Table | Access Checking | Focus Checking | Vision Checking | NexGen Checking |
|---|---|---|---|---|
| Earns Interest | Does not earn interest | Does not earn interest | Earns tiered rates | Does not earn interest |
| Monthly Service Charge Fee | $4.95 | $6 15 or more debit card transactions per statement cycle Or $1,000 minimum balance per statement cycle Or $10,000 combined deposit balances. | $10 15 or more debit card transactions per statement cycle Or $2,500 minimum balance per statement cycle Or $25,000 combined deposit balances. | $0 |
| Minimum to Open | $25 | $25 | $25 | $25 |
| FraudEYE Alerts Available | ||||
| Zelle® Compatible | ||||
| Civista Standard Overdraft Coverage Available | ||||
| Free Personal Debit Mastercard® | ||||
| Digital & Mobile Banking Access | ||||
| Free Civista ATM Access | ||||
| Free Online & Mobile Banking Tools* |
*Standard wireless carrier charges may apply.
Civista Mobile Banking
Access your accounts, deposit checks, manage cards, and receive alerts right from your phone with Civista’s personal mobile banking app.
Ready to Get Started?
We’re here to help you bank in the way that’s best for you. Get in touch today and let our expert team help you find the tools, accounts, and resources that suit your unique needs.