Vision Checking
An interest-earning checking account for customers who keep higher balances.
Open AccountWhen Your Checking Balance Does More
Vision Checking is an interest-earning checking account designed for customers who maintain higher balances. Earn tiered interest while keeping full access to your money, with the everyday digital tools and convenient access you expect from Civista.
Tiered Interest
Earn interest on your checking balance, with rates that increase as your balance grows. Ideal if you maintain extra funds in checking and want them working for you—without moving money into savings.
Built-in Account Controls & Alerts
Monitor activity, set alerts, and manage card and account permissions directly through digital banking to help protect your money and stay informed in real time.
Free Digital and Mobile Access
Bank wherever life takes you with secure online and mobile banking—including mobile check deposit, transfers, bill pay, and card management.
Compare Personal Checking Accounts
| Table | Access Checking | Focus Checking | Vision Checking | NexGen Checking |
|---|---|---|---|---|
| Earns Interest | Does not earn interest | Does not earn interest | Earns tiered rates | Does not earn interest |
| Monthly Service Charge Fee | $4.95 | $6 15 or more debit card transactions per statement cycel Or $1,000 minimum balance per cycle Or $10,000 combined deposit balances. | $10 15 or more debit card transactions per statement cycle Or $2,500 minimum balance per statement cycle Or $25,000 combined deposit balances. | $0 |
| Minimum to Open | $25 | $25 | $25 | $25 |
| FraudEYE Alerts Available | ||||
| Zelle® Compatible | ||||
| Civista Standard Overdraft Coverage Available | ||||
| Free Personal Debit Mastercard® | ||||
| Digital & Mobile Banking Access | ||||
| Free Civista ATM Access | ||||
| Free Online & Mobile Banking Tools* |
*Standard wireless carrier charges may apply.
Civista Mobile Banking
Access your accounts, deposit checks, manage cards, and receive alerts right from your phone with Civista's mobile banking app.
Go Mobile
Ready to Get Started?
We’re here to help you bank in the way that’s best for you. Get in touch today and let our expert team help you find the tools, accounts, and resources that suit your unique needs.