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Business Savings Accounts

Choose a savings option designed to help your business plan, prepare, and move forward with clarity.

Smart Savings, Simple Access

Running a business comes with enough uncertainty. Civista’s business savings options make it easier to set money aside with purpose — whether you’re planning for growth, new equipment, or seasonal fluctuations. Choose the account that aligns with your goals and timeline.
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Business Savings

A flexible, easy-to-manage savings account with low requirements. Business Savings is ideal for setting aside funds while maintaining convenient access.

  • $25 Minimum Opening Balance
  • Earn Interest on Balances of $100 or More
  • Free Civista ATM Access
  • Free Online Bill Pay
  • Free Digital and Mobile Banking Access

Monthly service charge waived by maintaining an account balance of $300 or more.

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Business Money Market

Designed for businesses with higher balances, Business Money Market offers variable interest rates that reward saving while maintaining access to funds.

  • $2,500 Minimum Opening Balance
  • Variable Interest Rates That Reward More Saving
  • Free Civista ATM Access
  • Free Online Bill Pay
  • Free Digital and Mobile Banking Access

Monthly service charge waived by maintaining an account balance of $2,500 or more.

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Business Certificates of Deposit

Designed for those with concrete savings plans, Certificates of Deposit allow you to accumulate steady interest on your savings balance over set timeframes.

  • $500 Minimum Opening Balance
  • Variable Terms
  • No Monthly Service Charge
  • Fixed Interest Rates
  • Add-on and Jumbo Term Options
  • Free Digital and Mobile Banking Access

Compare Accounts at a Glance

1eStatement is account standard. Paper statement option available for a monthly charge.

2Standard wireless carrier charges may apply to mobile banking service. See Civista’s business schedule of fees for a complete listing of transaction and account fees.

Ready to Get Started?

We’re here to help you bank in the way that’s best for you. Get in touch today and let our expert team help you find the tools, accounts, and resources that suit your unique needs.
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