Civista Bank - Business Certificates of Deposit

A Fixed Plan for Long-term Savings

Civista Business Certificates of Deposit allow you to lock in a fixed interest rate for a defined period of time. Choose the term that aligns with your goals and earn steady, predictable returns throughout the life of the certificate.

Competitive Fixed Interest Rates

Rates are determined by term length, with longer terms generally earning higher yields. Funds are committed for the duration of the term, and early withdrawals are subject to penalties.

24/7 Digital Banking Access

View balances, review account details, and monitor activity anytime through Civista’s secure digital banking platform.

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Start With as Little as $500

Open a Business Certificate of Deposit with a minimum deposit of $500. Eligible add-on options allow you to continue contributing during the term to maximize your savings strategy.

Compare Business Savings Accounts

Table	Business Savings	Business Money Market	Business Certificates of Deposit
Ideal for:	Flexible short-term savers	Growth-oriented, long-term savers	Safety-conscious savers
Minimum Opening Balance:	$25	$2,500	$500
Interest Rates:	Variable - Balance Dependent	Variable - Balance & Market Dependent	Fixed - Term Dependent
Minimum Interest-bearing Balance:	$100	$2,500	$500
Minimum Monthly Balance to Avoid Maintenance Fee:	$300	$2,500	N/A
eStatements	Standard	Standard	N/A
Paper Statements	Not included; may incur fee	Not included; may incur fee	N/A

¹eStatement is account standard. Paper statement option available for a monthly charge.

²Standard wireless carrier charges may apply to mobile banking service. See Civista’s business schedule of fees for a complete listing of transaction and account fees.

View Deposit Rates

Business Certificates of Deposit

A Fixed Plan for Long-term Savings

Competitive Fixed Interest Rates

24/7 Digital Banking Access

Start With as Little as $500

Compare Business Savings Accounts

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