Civista Bank - Business Interest

Checking That Earns Interest

Business Interest Checking is designed for businesses that maintain higher balances and want to earn interest on their checking funds without limiting day-to-day access. It combines earning potential with the flexibility and tools needed for everyday operations.

Competitive Rates

Designed for businesses that maintain higher balances and want the added benefit of earning interest on everyday funds.

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Convenient Card Access for Your Business

Pay for business purchases and access cash at Civista ATMs with your Civista Business Debit Card. A practical tool for managing everyday expenses and keeping funds within reach.

Free Mobile and Online Banking

Monitor balances, transfer funds, and manage account activity anytime with secure online and mobile banking tools.

Compare Business Checking Accounts

Table	Small Biz	Business Classic	Business Vantage	Business Choice Checking	Business Interest
Minimum Opening Deposit	$100	$100	$100	$100	$100
Monthly Service Charge Information	$6 Monthly service charge waived with 10+ Debit Card Transactions per Statement Cycle	$8 Monthly service charge waived with 10+ Debit Card transactions per statement cycle, or $1,000 Minimum balance per statement cycle, or $10,000 Combined deposit balances	$15 Flat fee for up to 400 transactions	$25 Earnings credit available to offset fees	$25 Monthly service charge waived with 10+ Debit Card transactions per statement cycle, or $1,000 Minimum balance per statement cycle, or $10,000 Combined deposit balances
Transaction Fees	N/A	Per transaction in excess of 150/statement cycle (excluding debit card transactions)	Per transaction in excess of 400/statement cycle (excluding debit card transactions)	Potential to offset monthly transaction fees with qualifying balances	Per transaction in excess of 150/statement cycle (excluding debit card transactions)
Earns Interest (Tiered Rates)
Integrates With Treasury Management Solutions
Monthly Statements	eStatement Only	eStatement¹	eStatement¹	eStatement¹	eStatement¹
Free Business Debit Mastercard
Digital & Mobile Banking Access²
Online Bill Pay				Available through Treasury Management Solutions

¹eStatement is account standard. Paper statement option available for a monthly charge.

²Standard wireless carrier charges may apply to mobile banking service. See Civista’s business schedule of fees for a complete listing of transaction and account fees.

View Deposit Rates

Business Interest

Checking That Earns Interest

Competitive Rates

Convenient Card Access for Your Business

Free Mobile and Online Banking

Compare Business Checking Accounts

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