Business Classic
A traditional business checking account offering flexibility, predictable pricing, and the everyday tools businesses rely on.
A Reliable Checking Account for Everyday Business
Business Classic is designed for businesses that want a familiar checking experience with built-in flexibility. With included transactions, multiple ways to waive the monthly service charge, and full digital access, it’s a dependable option for managing day-to-day business activity.
150 Free Transactions Per Cycle
Includes 150 free transactions per statement cycle. Transactions exceeding the limit are charged a simple per-item fee.
Convenient Card Access for Your Business
Pay for business purchases and access cash at Civista ATMs with your Civista Business Debit Card. A practical tool for managing everyday expenses and keeping funds within reach.
Free Mobile and Online Banking
Manage your business’s finances from anywhere with a suite of handy online and mobile banking tools.
Compare Business Checking Accounts
| Table | Small Biz | Business Classic | Business Vantage | Business Choice Checking | Business Interest |
|---|---|---|---|---|---|
| Minimum Opening Deposit | $100 | $100 | $100 | $100 | $100 |
| Monthly Service Charge Information | $6 Monthly service charge waived with 10+ Debit Card Transactions per Statement Cycle | $8 Monthly service charge waived with 10+ Debit Card transactions per statement cycle, or $1,000 Minimum balance per statement cycle, or $10,000 Combined deposit balances | $15 Flat fee for up to 400 transactions | $25 Earnings credit available to offset fees | $25 Monthly service charge waived with 10+ Debit Card transactions per statement cycle, or $1,000 Minimum balance per statement cycle, or $10,000 Combined deposit balances |
| Transaction Fees | N/A | Per transaction in excess of 150/statement cycle (excluding debit card transactions) | Per transaction in excess of 400/statement cycle (excluding debit card transactions) | Potential to offset monthly transaction fees with qualifying balances | Per transaction in excess of 150/statement cycle (excluding debit card transactions) |
| Earns Interest (Tiered Rates) | |||||
| Integrates With Treasury Management Solutions | |||||
| Monthly Statements | eStatement Only | eStatement1 | eStatement1 | eStatement1 | eStatement1 |
| Free Business Debit Mastercard | |||||
| Digital & Mobile Banking Access2 | |||||
| Online Bill Pay | Available through Treasury Management Solutions |
1eStatement is account standard. Paper statement option available for a monthly charge.
2Standard wireless carrier charges may apply to mobile banking service. See Civista’s business schedule of fees for a complete listing of transaction and account fees.
Ready to Get Started?
We’re here to help you bank in the way that’s best for you. Get in touch today and let our expert team help you find the tools, accounts, and resources that suit your unique needs.