Business Money Market
A higher-earning savings option for businesses that want competitive rates while keeping funds accessible.
A Smarter Home for Larger Balances
Business Money Market is designed for businesses that maintain higher balances and want to earn variable interest without sacrificing security or access. It offers a balance between growth potential and everyday liquidity.
Competitive Interest Rates
Earn variable interest rates by maintaining a $2,500 minimum balance, which also waives the monthly service charge.
24/7 Digital Banking Access
Monitor balances, transfer funds, and track activity anytime through Civista’s secure digital and mobile banking tools.
Civista Security
Use account controls within Digital Banking to help safeguard your funds.
Compare Business Savings Accounts
| Table | Business Savings | Business Money Market | Business Certificates of Deposit |
|---|---|---|---|
| Ideal for: | Flexible short-term savers | Growth-oriented, long-term savers | Safety-conscious savers |
| Minimum Opening Balance: | $25 | $2,500 | $500 |
| Interest Rates: | Variable - Balance Dependent | Variable - Balance & Market Dependent | Fixed - Term Dependent |
| Minimum Interest-bearing Balance: | $100 | $2,500 | $500 |
| Minimum Monthly Balance to Avoid Maintenance Fee: | $300 | $2,500 | N/A |
| eStatements | Standard | Standard | [TBD] |
| Paper Statements | Not included; may incur fee | Not included; may incur fee | [TBD] |
1eStatement is account standard. Paper statement option available for a monthly charge.
2Standard wireless carrier charges may apply to mobile banking service. See Civista’s business schedule of fees for a complete listing of transaction and account fees.
Ready to Get Started?
We’re here to help you bank in the way that’s best for you. Get in touch today and let our expert team help you find the tools, accounts, and resources that suit your unique needs.