Small Business Checking

A Straightforward Option for Small Businesses

Small Biz Checking is built for business owners who want the basics done right. With low balance requirements, minimal fees, and essential digital tools, it’s an easy way to manage everyday transactions while staying focused on your business.

Convenient Access Without Paper Checks

This is a checkless business account built for owners who prefer digital-first banking. Access funds using your business debit card at Civista ATMs, in-branch, or through Civista Digital Banking.

Free Online Bill Pay

Pay vendors, utilities, and recurring expenses easily with online bill pay designed to help you stay organized and on schedule.

Free Mobile and Online Banking

Access your account anytime with secure digital and mobile banking tools that make it easy to monitor balances, transfer funds, and manage activity on the go.

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Compare Business Checking Accounts

Table	Small Biz	Business Classic	Business Vantage	Business Choice Checking	Business Interest
Minimum Opening Deposit	$100	$100	$100	$100	$100
Monthly Service Charge Information	$6 Monthly service charge waived with 10+ Debit Card Transactions per Statement Cycle	$8 Monthly service charge waived with 10+ Debit Card transactions per statement cycle, or $1,000 Minimum balance per statement cycle, or $10,000 Combined deposit balances	$15 Flat fee for up to 400 transactions	$25 Earnings credit available to offset fees	$25 Monthly service charge waived with 10+ Debit Card transactions per statement cycle, or $1,000 Minimum balance per statement cycle, or $10,000 Combined deposit balances
Transaction Fees	N/A	Per transaction in excess of 150/statement cycle (excluding debit card transactions)	Per transaction in excess of 400/statement cycle (excluding debit card transactions)	Potential to offset monthly transaction fees with qualifying balances	Per transaction in excess of 150/statement cycle (excluding debit card transactions)
Earns Interest (Tiered Rates)
Integrates With Treasury Management Solutions
Monthly Statements	eStatement Only	eStatement¹	eStatement¹	eStatement¹	eStatement¹
Free Business Debit Mastercard
Digital & Mobile Banking Access²
Online Bill Pay				Available through Treasury Management Solutions

¹eStatement is account standard. Paper statement option available for a monthly charge.
²Standard wireless carrier charges may apply to mobile banking service.
See Civista’s business schedule of fees for a complete listing of transaction and account fees.

View Deposit Rates

Small Biz Checking

A Straightforward Option for Small Businesses

Convenient Access Without Paper Checks

Free Online Bill Pay

Free Mobile and Online Banking

Compare Business Checking Accounts

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