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NexGen Checking

Designed for your everyday, from paychecks to weekend plans. Manage spending, pay bills, and move money anytime with digital banking.

Everyday Checking for Young Adults

NextGen Checking is built for students and young adults ages 16–24 who want a straightforward way to manage money. With no monthly service charge and no minimum balance requirement, it removes common barriers while still offering the tools and protections you expect from a full-service checking account.1,2

No Monthly Service Charge

No Monthly Service Charge

NexGen Checking has no monthly service charge, so more of your money stays with you.
No Minimum Balance Requirement

No Minimum Balance Requirement

There’s no balance requirement to maintain, making it easier to manage your account without added pressure.
Digital Banking Tools

Digital Banking Tools

Set alerts, manage spending, and monitor activity using Civista’s secure online and mobile banking tools.

Account qualifications: Young adults 16-24 years of age is an owner on account. Accounts opened by a minor (under 18) require a joint owner 18 years of age or older on the account.

  1. Account is eStatement only. If you do not complete the eStatement enrollment process there may be a paper statement fee.
  2. Eligible surcharge fees from other ATM owners reimbursed each statement cycle. Non-Civista ATM transaction fees may still apply. See Civista’s current fee schedule for details.

Civista Mobile Banking

Access your accounts, deposit checks, manage cards, and receive alerts right from your phone with Civista’s personal mobile banking app.

Go Mobile
Civista Mobile Banking

Ready to Get Started?

We’re here to help you bank in the way that’s best for you. Get in touch today and let our expert team help you find the tools, accounts, and resources that suit your unique needs.
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