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Business Checking Accounts

Choose a business checking account designed to support how you operate today – with the flexibility, tools, and local expertise to help you grow tomorrow.

Checking Accounts Built for Business

Civista’s business checking accounts are built to support businesses at every stage. From low-transaction startups to high-volume operations, each option offers practical features, straightforward pricing, and support from a local team that understands your business.

Woman managing side hustle business with packages

Small Biz Checking

Designed to meet the needs of growing businesses, this account gives you flexibility with minimal fees and balance requirements.

  • $100 Minimum Opening Balance
  • Free Civista ATM Access
  • Free Online Bill Pay
  • Free Digital and Mobile Banking
  • Requires eStatements
  • Checkless Account

Monthly service charge waived with 10+ debit card transactions per statement cycle

See Details
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Business Classic

Our traditional business checking account, Business Classic provides flexibility for everyday transactions while maintaining straightforward fees and easy account management.

  • $100 Minimum Opening Balance
  • 150 Free Transactions per Cycle
  • Free Civista ATM Access
  • Free Online Bill Pay
  • Free Digital and Mobile Banking

Monthly service charge waived with 10+ debit card transactions per statement cycle, a $1,000 minimum balance per statement cycle, or $10,000 in combined deposit balances.

See Details
Small business woman owner

Business Vantage

Ideal for businesses with fluctuating transaction volumes, Business Vantage offers a predictable flat monthly fee while accommodating higher activity levels without complexity.

  • $100 Minimum Opening Balance
  • 400 Free Transactions per Cycle
  • Treasury Management Compatibility
  • Free Civista ATM Access
  • Free Online Bill Pay
  • Free Digital and Mobile Banking
See Details
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Business Choice Checking

Created to meet the needs of businesses with higher transaction volumes, the Business Choice account allows you to apply earnings credit from your account balance to help offset monthly service charges, with access to Civista’s Treasury Management services.

  • $100 Minimum Opening Balance
  • Treasury Management Compatibility
  • Free Civista ATM Access
  • Free Digital and Mobile Banking
  • Earnings Credit available to offset transaction fees
See Details
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Business Interest Checking

Business Interest Checking allows qualifying businesses to earn interest on their checking balances while maintaining access to everyday banking tools.

  • $100 Minimum Opening Balance
  • 150 Free Transactions per Cycle
  • Tiered Interest Rates Apply
  • Free Online Bill Pay
  • Free Civista ATM Access
  • Free Digital and Mobile Banking Access

Monthly service charge waived with 10+ debit card transactions per statement cycle, a $1,000 minimum balance per statement cycle, or $10,000 in combined deposit balances.

See Details

Compare Business Checking Accounts

1eStatement is account standard. Paper statement option available for a monthly charge
2Standard wireless carrier charges may apply to mobile banking service.
See Civista’s business schedule of fees for a complete listing of transaction and account fees.

View Deposit Rates

Ready to Get Started?

We’re here to help you bank in the way that’s best for you. Get in touch today and let our expert team help you find the tools, accounts, and resources that suit your unique needs.
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