NexGen Savings
A savings account that fits every stage, from first dollars saved to first big goals, giving kids, teens, and young adults a simple way to build lifelong money habits.
A Simple Way to Start Saving
The NexGen Savings account designed to alleviate the pressure of minimum balances or surprise fees, so you can focus on building good habits from day one.1
Designed for Kids, Teens, and Young Adults
Start saving right away with no minimum opening deposit.
Simple, Fee-free Saving
Save at your own pace without monthly service charges or balance requirements holding you back.
Digital and Mobile Banking Tools
Check balances, transfer funds, and stay on top of your savings with Civista’s digital and mobile banking tools.
Account qualifications: Account holders must be under 25 years of age. Accounts opened by a minor (under 18) require a joint owner 18 years of age or older on the account.
Compare Savings Options
| Table | Savings | NexGen Savings | Money Market Account | Index Money Market Account | CD |
|---|---|---|---|---|---|
| Earns Interest | |||||
| Minimum Opening Balance | $25 | $5 | $2,500 | $25,000 | Varies based on terms1 |
| Minimum Balance to Avoid Monthly Service Charge | $200 | $0 | $2,500 | $25,000 | $5 |
| Monthly Service Charge | $2 | $0 | $12 | $15 | $5 |
| Digital & Mobile Banking Access1 | |||||
| Free Online & Mobile Banking Tools |
1The minimum to open and earn the APY is $500 for CDs opened in a branch. Featured 8-month term CD minimum to open and earn APY online is $10,000; minimum to open and earn APY for other terms online is $1,000.
Civista Mobile Banking
Access your accounts, deposit checks, manage cards, and receive alerts right from your phone with Civista’s personal mobile banking app.
Ready to Get Started?
We’re here to help you bank in the way that’s best for you. Get in touch today and let our expert team help you find the tools, accounts, and resources that suit your unique needs.