Civista Bank - Business Vantage

Designed for Changing Business Needs

Business Vantage is built for businesses whose transaction activity varies from month to month. With a flat monthly fee and a higher included transaction limit, it offers predictable costs while giving you room to grow.

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Up to 400 Free Transactions per Cycle

Includes up to 400 free transactions per statement cycle, helping accommodate higher or less predictable activity.

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Free Civista ATM and Debit Card Access

Enjoy fee-free withdrawals at Civista ATMs, plus everyday purchase access with your business debit card, making it easy to manage cash and spending on the go.

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Free Mobile and Online Banking

Stay connected to your business finances with secure online and mobile banking tools that allow you to manage balances, transfers, and activity anytime.

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Integrates with Treasury Management Solutions

Our treasury management solutions are designed to help you reduce fraud risk and manage your receivables and payments with greater efficiency. Explore your options here.

Compare Business Checking Accounts

Table	Small Biz	Business Classic	Business Vantage	Business Choice Checking	Business Interest
Minimum Opening Deposit	$100	$100	$100	$100	$100
Monthly Service Charge Information	$6 Monthly service charge waived with 10+ Debit Card Transactions per Statement Cycle	$8 Monthly service charge waived with 10+ Debit Card transactions per statement cycle, or $1,000 Minimum balance per statement cycle, or $10,000 Combined deposit balances	$15 Flat fee for up to 400 transactions	$25 Earnings credit available to offset fees	$25 Monthly service charge waived with 10+ Debit Card transactions per statement cycle, or $1,000 Minimum balance per statement cycle, or $10,000 Combined deposit balances
Transaction Fees	N/A	Per transaction in excess of 150/statement cycle (excluding debit card transactions)	Per transaction in excess of 400/statement cycle (excluding debit card transactions)	Potential to offset monthly transaction fees with qualifying balances	Per transaction in excess of 150/statement cycle (excluding debit card transactions)
Earns Interest (Tiered Rates)
Integrates With Treasury Management Solutions
Monthly Statements	eStatement Only	eStatement¹	eStatement¹	eStatement¹	eStatement¹
Free Business Debit Mastercard
Digital & Mobile Banking Access²
Online Bill Pay				Available through Treasury Management Solutions

¹eStatement is account standard. Paper statement option available for a monthly charge.

²Standard wireless carrier charges may apply to mobile banking service. See Civista’s business schedule of fees for a complete listing of transaction and account fees.

View Deposit Rates