Skip to content
US-FDIC-Logo 1-4 FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Index Money Market Accounts

A market-aligned savings option designed for higher balances: offering growth potential with ongoing access to your funds.

Open Account

 Put Your Savings to Work 

The Civista Index Money Market Account is built for customers with meaningful cash balances who want their savings to respond to market conditions — without giving up liquidity or security. You’ll earn a rate tied to a market index while maintaining full access to your funds and the protections of an FDIC-insured deposit account.

Liquidity Without Lockups

Liquidity Without Lockups 

Access your funds whenever you need them. There are no fixed terms, early withdrawal penalties, or long-term commitments, giving you flexibility without compromise.
Market-aligned Earnings

Market-aligned Earnings 

Your interest rate adjusts based on a defined market index, allowing your balance to keep pace with changing rate environments while remaining securely on deposit.
Open Account

 Compare Savings Options 

1The minimum to open and earn the APY is $500 for CDs opened in a branch. Featured 8-month term CD minimum to open and earn APY online is $10,000; minimum to open and earn APY for other terms online is $1,000.

View Deposit Rates

Civista Mobile Banking

Access your accounts, deposit checks, manage cards, and receive alerts right from your phone with Civista's mobile banking app.

Go Mobile
Civista Mobile Banking Civista Mobile Banking

Ready to Get Started?

We’re here to help you bank in the way that’s best for you. Get in touch today and let our expert team help you find the tools, accounts, and resources that suit your unique needs.
Contact Us Find My Civista Bank Find My Civista Bank
Ready to Get Started?
cloudfront