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Agricultural Lending

You deserve a bank that understands your work. Partner with Civista for knowledgeable support and financing solutions built for agricultural businesses.

How to Grow a Business

Agriculture relies on experience, commitment, and a deep understanding of the land. That’s why working with a financial partner who understands how your operation runs — and the challenges you face — matters.

We build long-lasting relationships by earning your trust and investing in your goals.. Many of our team members have worked alongside farmers and ag operators themselves, giving us insight into the realities of your businesses.

We work with Farmer Mac and other farm service agencies to ensure we provide cost-effective financing programs and risk management tools specifically designed for agriculture and rural communities, helping you make informed decisions about your operation’s future.

Farmer and child in field

A Bank That Shares Your Roots

Our agricultural business lending solutions are tailored to meet the specific concerns of your industry.

Farmer in field watching tractor

Land, Operating, and Equipment Financing

Access competitive financing for land purchases, operating expenses, or equipment upgrades — with terms structured to fit the needs of your operation.
Farmer woman in field on phone

Loans and Revolving Lines of Credit

Maintain working capital and manage day-to-day needs with flexible borrowing options designed to keep your business running smoothly.
Farmer with tablet in a wheat field

Flexible Maturities

Align your loan maturities with the natural cycles of your business. We offer options designed to match cash-flow timing and seasonal demands.
Two men discussing paperwork in a tractor

Custom Commercial Leasing and Financing

When you need a creative approach to financing, our team can help. Since 1991, we’ve provided industry-specific leasing and financing structures tailored to a wide range of ag operations.

Contact an Ag Lending Specialist Today

Get timely, expert assistance in structuring your lease financing solution. Contact us today for a plan that takes into consideration your business’s unique needs.

Call: 888.834.3278 or email leasinginfo@civista.bank for a free quote.

Ready to Get Started?

We’re here to help you bank in the way that’s best for you. Get in touch today and let our expert team help you find the tools, accounts, and resources that suit your unique needs.
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