Civista Bank - Lease & Finance Solutions

Customized Financial Strategies

Achieve your business goals with financial strategies built to preserve working capital and keep your operations moving forward.

No matter your industry — healthcare, technology, manufacturing, or beyond — we're here to help. Our flexible lease financing options apply to most equipment and software types.

Lease Financing Services

Our services include:

Master lease lines of credit
Operating leases
Fair market value (FMV) leases
Capital leases
Terminal rental adjustment clause (TRAC) leases
Commercial finance agreements

We also consider soft costs such as delivery, installation, and training, giving you a more complete view of your total investment when selecting the financing strategy that fits your needs.

Fast Track Your Success: Your Application Roadmap

Follow the steps to complete a credit application and apply for lease financing. We're looking forward to working with you.

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Complete the Application

Please select and complete the appropriate fillable credit application below:

Large Organizations - For those which do not traditionally provide shareholder guarantees
Closely Held Organizations - For those which provide personal guarantees from the shareholders
Municipalities

Additional Information and Forms

During the application process, we may require some additional information.

Contact Us

Please reach out to leasingcreditapp@civista.bank to receive your secure application submission link.

Commercial & Industrial Lending Specialists

Our team works closely with manufacturers, distributors, and a wide range of commercial and industrial operations to support growth, modernization, and everyday momentum. From equipment and expansion financing to working capital solutions, we’re here to help you move your business forward with confidence.

Explore Commercial & Industrial Lending Options

Leasing & Finance Solutions