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Civista’s mortgage lenders work with you one-on-one to explore your options, answer questions, and help you move forward with confidence — whether you’re buying, refinancing, or building.
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Christina Gardner
Senior Mortgage Lender | NMLS #1077255
With over 20 years of experience in the banking industry, I am committed to working hard to help you achieve your dreams of home ownership. I am a graduate of Sandusky High School and attended Terra Community College. I reside in Sandusky and am a member of the Erie County Chamber of Commerce, Erie County Realtors Association and the Erie County Home Builders Association.