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Civista’s mortgage lenders work with you one-on-one to explore your options, answer questions, and help you move forward with confidence — whether you’re buying, refinancing, or building.

Jim Phares
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Jim Phares

Vice President, Commercial Lender

With over 30 years of experience in the banking industry and over 25 years working with businesses, I am dedicated to helping businesses of all sizes reach their financial goals. I earned a BA in Business Administration from Grove City College and am active in my community. I volunteer as a Bowling Green Rotarian, serve on the Habitat for Humanity Homeowner Selection Committee, and a board member for the Downtown Bowling Green Special Improvement District and the Bowling Green Chamber Foundation. I currently reside in Weston, Ohio with my wife. Outside of work, my family and I enjoy the great outdoors, including hiking, fishing, and hunting.
124 E Court St, Bowling Green, Ohio 43402
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