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Civista’s mortgage lenders work with you one-on-one to explore your options, answer questions, and help you move forward with confidence — whether you’re buying, refinancing, or building.

Jozef Janis
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Jozef Janis

Senior Mortgage Lender | NMLS #772676

With more than 20 years of banking experience, I am passionate about helping clients achieve their dream of homeownership. As a Senior Mortgage Lender, I provide expert guidance and efficient service tailored to each client's unique needs. Originally born in Slovakia (Czechoslovakia), I speak several Slavic languages. I am also an accomplished violinist with international performance experience. My travels provided many opportunities to connect with diverse cultures and people around the world. These experiences have strengthened my ability to understand and serve a wide range of individuals, bringing a unique perspective and adaptability to everything I do. I attended Duquesne University in Pittsburgh and now reside in Oberlin with my wife and our twin daughters. My favorite way to unwind is fly fishing, upland hunting, and cooking. 
502 S Main St, Wellington, Ohio 44090