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Find a Mortgage Lender

Civista’s mortgage lenders work with you one-on-one to explore your options, answer questions, and help you move forward with confidence — whether you’re buying, refinancing, or building.

Ray Conley
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Ray Conley

AVP/Senior Mortgage Lender | NMLS #712877

With over 20 years of experience in mortgage lending, I try to make the loan process as easy and straight forward as possible. I can assist customers with all loan types and specialize in construction, jumbo, and complex self-employed borrowers. I earned my bachelor's degree in finance at Ohio State University and have been a long-term resident of Hilliard, Ohio. I am active with the Central Ohio BIA and several community board of realtors.
6400 Perimeter Dr, Dublin, Ohio 43016