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Find a Mortgage Lender

Civista’s mortgage lenders work with you one-on-one to explore your options, answer questions, and help you move forward with confidence — whether you’re buying, refinancing, or building.

Ric Harves
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Ric Harves

Senior Mortgage Lender | NMLS #270139

With over 37 years of experience in banking and mortgage lending, I'm committed to helping you find the right mortgage solution. I began my career in 1988 after earning a degree from Ball State University and have been proudly serving individuals and families ever since. Based in Dearborn and Ripley Counties, I assist with home purchases throughout Indiana, Ohio, and Kentucky. Whether you're buying your first home or your next, I aim to make the process smooth and stress-free. I've been married for 37 years, have three grown children, and one grandson. I enjoy local high school basketball, cheering on the Reds and Bengals, and relaxing by the ocean. It would be my honor to help you with your home purchase. 
500 Green Blvd, Aurora, Indiana 47001