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Find a Mortgage Lender

Civista’s mortgage lenders work with you one-on-one to explore your options, answer questions, and help you move forward with confidence — whether you’re buying, refinancing, or building.

Tim Ott
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Tim Ott

VP/Mortgage Manager | NMLS #446158

I bring over 17 years of experience in the Banking and Mortgage industry to the table, and my goal is to make your mortgage loan process worry-free from start to finish. We will find the right mortgage program that best fits your needs and budget. I am a graduate of Perkins High School and Bowling Green State University. I reside in Sandusky with my wife and two children. I stay active as an affiliate member of the Firelands Association of Realtors and officiate local high school sports as a member of the Bay Area Officials Association. 
2100 E Perkins Ave, Sandusky, Ohio 44870