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Meet Tim Ott

Learn more and apply today.





Tim OttTim Ott

Mortgage Manager
NMLS#: 446158


Location pin icon2100 E. Perkins Avenue
       Sandusky, Ohio 44870

Phone iconO:  419.627.4670            



I bring over 17 years of experience in the Banking and Mortgage industry to the table, and my goal is to make your mortgage loan process worry-free from start to finish. We will find the right mortgage program that best fits your needs and budget.

I am a graduate of Perkins High School and Bowling Green State University. I reside in Sandusky with my wife and two children. I stay active as an affiliate member of the Firelands Association of Realtors and officiate local high school sports as a member of the Bay Area Officials Association.


Mortgage Application - Getting Started

Start your mortgage application by creating your user login below. You can save your application at any point and then log back in to finish before submitting your application. Please use your best estimate if you do not have all the information.

Civista Bank accepts applications for properties in the State of Ohio.

Information for all borrowers including:
  • Social Security
  • Contact & employment information
  • Best estimates of income, assets, and liabilitiy
I will contact you to:
  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate