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Civista Treasury Management Team

Partner with a team of treasury experts dedicated to helping your business manage cash flow with confidence.

Stephanie Villegas
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Stephanie Villegas

Vice President, Commercial Lender

I have more than 14 years of experience in the banking industry, supported by nearly 30 years in sales management. I focus on helping customers with their business lending needs, through an approach centered on listening, problem-solving, and dependability. I am committed to building strong relationships and providing thoughtful guidance to help customers and their businesses succeed.

My perspective is shaped in part by my family’s entrepreneurial experience—my husband has owned a business for nearly 20 years, giving me a strong understanding of the challenges, opportunities, and importance of small business ownership. I have also been active in the community, volunteering with the Northwest Ohio Hispanic Chamber (Chair, President, and Business Council Member) and Women of Toledo (Board Member and Community Outreach Specialist). I supported the partnership efforts of these two organizations to develop the NWO Business Mentoring program serving entrepreneurs in all stages of business.

I was born and raised in the South Toledo and Maumee area and currently live in Maumee. I studied marketing and sales, as well as real estate. Outside of work, I enjoy staying active, cooking Mexican food, and learning to bake sourdough. I enjoy life with my family, including my spouse and our two sons.
124 E Court St, Bowling Green, Ohio 43402
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