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Civista Investments Team

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Civista Investments

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Jozef Janis
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Jozef Janis

Senior Mortgage Lender | NMLS #772676

With more than 20 years of banking experience, I am passionate about helping clients achieve their dream of homeownership. As a Senior Mortgage Lender, I provide expert guidance and efficient service tailored to each client's unique needs. Originally born in Slovakia (Czechoslovakia), I speak several Slavic languages. I am also an accomplished violinist with international performance experience. My travels provided many opportunities to connect with diverse cultures and people around the world. These experiences have strengthened my ability to understand and serve a wide range of individuals, bringing a unique perspective and adaptability to everything I do. I attended Duquesne University in Pittsburgh and now reside in Oberlin with my wife and our twin daughters. My favorite way to unwind is fly fishing, upland hunting, and cooking. 
440.987.4057
jjanis@civista.bank
502 S Main St, Wellington, Ohio 44090

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC). Insurance products are offered through LPL or its licensed affiliates. Civista Bank and Civista Investments are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Civista Investments, and may also be employees of Civista Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Civista Bank or Civista Investments. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value

The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states: AR, AZ, CA, DC, FL, GA, IA, IN, KY, MD, ME, MI, MN, MO, NC, NY, OH, SC, TX, VA, & WA

LPL Financial Form CRS

Civista Bank provides referrals to financial professionals of LPL Financial LLC ("LPL") pursuant to an agreement that allows LPL to pay Civista Bank for these referrals. This creates an incentive for Civista Bank to make these referrals resulting in a conflict of interest. Civista Bank is not a current client of LPL for advisory services.

Please visit LPL's Relationship Disclosure for more information

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