I am a graduate of Sandusky High School and the University of Michigan, where I earned my Bachelor of Business Administration with a minor in marketing from the Ross School of Business.  As the Civista Private Banking manager, I work directly with high-net-worth individuals and families to provide customized lending and banking solutions. Prior to joining Civista, I spent five years in sales and 13 years running my own internet-based company. I hold a Series 7 Securities License.