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America's turning 250—your savings should celebrate too.

Mark a once-in-a-lifetime national moment with a smart financial move. Civista's 250 CD locks in a strong rate for just $250 of new money — so your money works harder while the whole country marks the milestone.

  • Available June 15 - July 15, 2026

 

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America's turning 250—your savings should celebrate too.

THE RATE

3.76% APY*

3.76% APY • 3.69% interest rate • just $250 to open with new money •  9-month term

WHY NOW

Your savings shouldn't sit still.

Money parked in a low-rate account quietly loses ground. You don't have to lock it up for years or gamble it to do better — you just need a short, smart move. And there's never been a better moment to make one.
WHAT YOU GET

A strong rate. A small start. A short wait.

Everything about the 250 CD is built to make earning feel more easy — not risky, not complicated, not a years-long commitment.

A strong, locked rate

Earn 3.76% APY for the full nine months, fixed the day you open. No watching, no chasing — your rate is locked in.

Just $250 to start

Open with a $250 minimum in new money. A milestone-sized deposit for a milestone moment — no large balance required.

Money back in months

A nine-month term means your money isn't tied up for years. It matures while the celebration is still fresh.
HOW IT WORKS

Three steps. One smart move.

Bring in new money

Start with $250 or more of new money — funds not already on deposit at Civista.

Open your 250 CD

Open the 9-month "250" CD online in minutes, or stop by your local branch and we'll set it up with you.

Earn and celebrate

Celebrate the milestone by locking in your rate and watching it grow through America's 250th. Your return arrives at maturity.
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The bank down the street, marking a national moment with you.

For generations, Civista has been the community bank that makes smart money moves simple — close to home, easy to reach, and on your side.

Opening a CD shouldn't take a finance degree or a big balance. We'll walk you through it in a few minutes, online or in person, and you'll leave knowing exactly what you're earning and when.

Focused on You.

The bank down the street, marking a national moment with you.
THE WHOLE STORY

Celebrate 250 years — and give
your savings something to celebrate, too.

In 2026, the United States marks its Semiquincentennial: 250 years of American independence. It's a once-in-a-lifetime milestone — and a fitting moment to make a smart, lasting move with your money.

Civista's 9-month "250" Certificate of Deposit is built around the number. Open with a $250 minimum in new money and lock in a 3.76% APY (3.69% interest rate) for the full nine-month term. There's no long lock-up and no guesswork — just a strong, fixed return that matures while the celebration is still fresh.

It's available for a limited window, June 15 through July 15, 2026. Open yours online in minutes, or visit any Civista branch and we'll set it up with you. Either way, your money starts working harder the moment your CD opens.

GOOD TO KNOW

Questions, answered.

What is the 9-month "250" CD?

It's a 9-month Certificate of Deposit from Civista Bank offered to mark America's 250th anniversary. You open it with a $250 minimum in new money and earn a fixed 3.76% APY for the full term. It's available for a limited window, June 15 – July 15, 2026.

What's the difference between the interest rate and the APY?

The interest rate (3.69%) is the rate paid on your deposit. The APY, or Annual Percentage Yield (3.76%), reflects the total amount you earn in a year including the effect of compounding. APY is the best number to use when comparing CDs across banks.

What counts as "new money"?

New money means funds that aren't already on deposit at Civista — for example, money you move in from another bank. Funds already held in a Civista account don't qualify for this offer.

When can I open one?

The 250 CD is available for a limited window: June 15 through July 15, 2026. You can open it online any time during the window, or visit a branch during business hours.

What happens when the CD matures?

At the end of the 9-month term, your CD reaches maturity and you'll have a grace period to withdraw your funds or renew. A penalty may be imposed for early withdrawals, which may reduce earnings.

LIMITED WINDOW • JUNE 15 - JULY 15, 2026

A milestone worth marking. A rate worth locking.

Open your 9-month "250" CD with just $250 in new money and earn 3.76% APY through America's 250th.

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*Annual Percentage Yield (APY) accurate as of the offer date. 3.76% APY reflects a 3.69% interest rate on a 9-month term. $250 minimum deposit of new money required to open; new money is defined as funds not currently on deposit with Civista Bank. Offer available June 15, 2026 through July 15, 2026 and is subject to change or withdrawal without notice. A penalty may be imposed for early withdrawal. Fees could reduce earnings.

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