Civista Small Business Lending Team

With over 30 years banking experience I am committed to building long term relationships and acting as a trusted business partner for my customers. I have expertise in both commercial real estate lending as well as commercial and industrial business lending. I am a graduate of Gilmour Academy in Gates Mills, Ohio and earned my bachelor's degree from Bowling Green State University. I reside in Russell Township, Geauga County with my wife and 4 children. I have served as a coach for West Geauga Baseball and utilize our equestrian center to provide therapy for youth and adults with disabilities.

With 24 years of experience in the banking industry and a focus on commercial and agricultural lending in North Central Ohio, I have found success in helping my clients reach their business and personal goals. I value the relationships I have built with my customers, and I am committed to helping them succeed. My experience as a Certified Public Accountant allows me to better understand my customers' financial situations and better assist them with their financing needs. I am a graduate of Xavier University where I earned my Bachelor of Science in Business Administration degree with a major in Accounting. I am also a graduate of the School of Banking at Colorado. I reside in New Washington and stay active in my community as the Varsity Volleyball Coach at Buckeye Central Local Schools.

With more than 25 years' experience in the financial industry and a focus on commercial lending, I am committed to delivering exceptional customer service, communication, accessibility and follow-up to my clients. My clients can expect honest and straightforward answers throughout the lending process. I earned my bachelor's degree in finance at the University of Akron and have SBA 7(A) and SBA 504 certifications. In my community I am a member and chairperson of finance at the Ashtabula County Medical Center Foundation, Trustee for the Lake County Port Authority and a member of the Mentor Rotary. I reside in Madison and enjoy traveling, golf and spending time with my family.

With over 20 years in the banking industry and 18 years dedicated to commercial lending and relationship management roles, I'm passionate about building lasting relationships with my clients and helping them achieve their business goals. I hold an MBA from Tiffin University and am a graduate of the Leadership Lorain County Program. I also graduated from the PA Bankers Association School of Commercial Lending in 2016. Beyond my professional commitments, I am actively involved in my local community through Leadership Lorain County, where I have volunteered for organizations such as Good Knights of Lorain County, Second Harvest Food Bank, and Rising Titans Collaborative. I currently reside in Avon, Ohio with my wife Jen and our two children. Outside of work, I am an avid fan of Northeast Ohio's sports teams, particularly the Browns and Buckeyes football programs, and enjoy spending time in the various Metroparks throughout Northeast & Northwest Ohio.

With over 25 years of banking experience, I am committed to building long-term, lasting relationships with my customers who I have the honor of serving in all their banking and financial needs. I do this with genuine authenticity and integrity in delivering care while striving to exceed their expectations. I earned my bachelor's degree from Thomas More College, having also attended the University of Louisville. I also graduated from ABA's Commercial Lending School in Norman, Oklahoma. I am a graduate of Leadership Northern Kentucky, Class of 2017. I am an Edgewood, KY resident and am a member of the Northern Kentucky Chamber of Commerce serving on several committees and a member of OrganicGrassRoots, Corp, a local education non-profit in Covington, KY.

I have been a part of this community for over 30 years and look forward to continuing my relationship with local business owners and entrepreneurs. My experience as an attorney has provided me with an array of skills in real estate transactions, corporate transactions, and understanding and interpreting contracts. I thoroughly enjoy using my legal expertise to assist the bank's customers as they pursue financing. I am a graduate of St. Mary's Central Catholic High School, earned a Political Science Degree at Miami University and a Juris Doctorate from the Capital University Law School. I reside in Perkins Township and serve as President of the Board at the Sandusky State Theatre, a board member at Cancer Services of Erie County, member of the Ohio Bar Association, North Coast Young Professionals, the Sandusky Elks Lodge and offer volunteer services and opinions on an advisory economic development committee for the City of Sandusky.

With over 23 years of banking experience and my deep understanding of the commercial lending industry, I am committed to helping business customers reach their financial goals. I will provide them with tailored lending solutions and a personalized experience to meet their banking needs. I graduated with a Bachelor of Business Administration (BBA) in Accounting from the University of Cincinnati and a Master of Business Administration (MBA) in Systems Management from Baldwin Wallace University and I currently serve as Vice President of the Greater Cleveland Mortgage Banks Association. I enjoy being involved in my kids' lives and with my Parish – St. Basils, Brecksville. I currently reside in Broadview Heights, Ohio with my family.