Find a Mortgage Lender
Civista’s mortgage lenders work with you one-on-one to explore your options, answer questions, and help you move forward with confidence — whether you’re buying, refinancing, or building.
Lora L. Koralewski
Senior Mortgage Lender
| NMLS #709725
With over 30 years in the banking industry, I've had the privilege of guiding many families through the homebuying process and helping them reach their goal of homeownership. In addition to traditional mortgages, I've had extensive experience helping families build their dream homes with new construction financing. Whether you're looking to build, buy, or refinance, I'm committed to helping you find the best home loan that meets you and your family's needs, while always being accessible to answer any questions you may have â no matter how big or small.
Eric Veronica
Senior Mortgage Lender
| NMLS #83197
With 18 years of banking and lending expertise, I'm able to guide clients through various loan options to find the perfect fit for their needs. My goal is to make the home financing experience smooth and stress-free for my clients by providing clear and straightforward communication. My specialties include construction and jumbo loans, as well as addressing the complexities of self-employed borrowers. I graduated from Bowling Green State University with a degree in finance. Beyond my professional life, I reside in Maumee, OH, where I live with my two children. Here, I extend my passion for leadership and teamwork as a coach for local football and baseball little league teams, enriching my community through sport and mentorship.
Jim Clegg
Senior Mortgage Lender
| NMLS #2736170
With over 25 years of experience in banking and mortgage lending, I find deep fulfillment in connecting with people and supporting them through one of life's most significant milestonesâbecoming a homeowner. I believe in active listening, clear communication, and building lasting relationships rooted in trust. I am committed to providing personalized, efficient service and expert guidance to help clients achieve their financial and homeownership goals. A lifelong resident of Northeast Ohio, I graduated from Chagrin Falls High School. After earning a degree in economics from Albion College, I returned to Chagrin Falls to start my banking career and raise my family. My wife, Kelley, and I now live in Cleveland Heights. Outside of work, I enjoy playing tennis and golf, and most of all, spending time with my granddaughter.
Kevin McBride
Senior Mortgage Lender
| NMLS #273662
I have been helping people buy homes for over 27 years. I am committed to making the mortgage process fast and easy. From first-time buyers to savvy investors, I can help simplify your application process. I was born and raised in Cincinnati, graduated from UC in 1997, and have been originating mortgages ever since.
Trevor Jessee
Senior Mortgage Lender
| NMLS #1481857
With over 7 years of experience in lending including consumer real estate, specializing in home purchases, refinances, and new construction, I believe a mortgage should be about building relationships and helping customers achieve their home financing goals. I am a native of Cincinnati, Ohio and attended Bowling Green State University and have made Bowling Green my home for the last 18 years. I am currently the President of the Rotary Club of Bowling Green. I sit on the City of Bowling Green's Public Utility BoaRd I also deliver âMeals on Wheelsâ with the Wood County Department on Aging.
Ric Harves
Senior Mortgage Lender
| NMLS #270139
With over 37 years of experience in banking and mortgage lending, I'm committed to helping you find the right mortgage solution. I began my career in 1988 after earning a degree from Ball State University and have been proudly serving individuals and families ever since. Based in Dearborn and Ripley Counties, I assist with home purchases throughout Indiana, Ohio, and Kentucky. Whether you're buying your first home or your next, I aim to make the process smooth and stress-free. I've been married for 37 years, have three grown children, and one grandson. I enjoy local high school basketball, cheering on the Reds and Bengals, and relaxing by the ocean. It would be my honor to help you with your home purchase.
Tim Flynn
Senior Mortgage Lender
| NMLS #1419502
With over 25 years of mortgage experience, I am committed to helping each client identify the best mortgage option for them and will provide excellent customer service throughout the process. I am a graduate of Ohio University and am certified by the Mortgage Bankers Association School of Loan Origination IGOL- March 2016. As a lifelong resident of Northeast Ohio, my wife and I coach and manage our son in the Rocky River Youth Hockey and Baseball Leagues.