Civista Commercial Lending Team
Find an experienced commercial lender by name or state so you can connect with someone who understands your business and your community.
Jim Phares
Vice President, Commercial Lender
With over 30 years of experience in the banking industry and over 25 years working with businesses, I am dedicated to helping businesses of all sizes reach their financial goals. I earned a BA in Business Administration from Grove City College and am active in my community. I volunteer as a Bowling Green Rotarian, serve on the Habitat for Humanity Homeowner Selection Committee, and a board member for the Downtown Bowling Green Special Improvement District and the Bowling Green Chamber Foundation. I currently reside in Weston, Ohio with my wife. Outside of work, my family and I enjoy the great outdoors, including hiking, fishing, and hunting.
Kevin Campbell
Vice President, Commercial Lender
With 14 years of experience in banking, I focus on providing lending solutions that help businesses grow and succeed. I enjoy helping customers build wealth by supporting the growth of their businesses, and I believe strongly that trust is the foundation of every relationship—my word is my bond. I am a graduate of the Graduate School of Banking in Madison, Wisconsin, and I earned my bachelor’s degree from Georgetown College. I have deep roots in the Batesville area, having moved here in 1985, and after several years away for college and starting our family, my wife and I moved back in 2012 to continue building our life in this community. I currently serve as President of the Batesville Economic Development Commission and Vice President of the Redevelopment Commission. Outside of work, you’ll usually find me at the gym, watching my daughters play basketball, soccer, or volleyball, or out in the barn with the horses. My wife and I live in Batesville with our three children—and two horses.
Adrian Pasquale
Vice President, Commercial Lender
With over 30 years banking experience I am committed to building long term relationships and acting as a trusted business partner for my customers. I have expertise in both commercial real estate lending as well as commercial and industrial business lending. I am a graduate of Gilmour Academy in Gates Mills, Ohio and earned my bachelor's degree from Bowling Green State University. I reside in Russell Township, Geauga County with my wife and 4 children. I have served as a coach for West Geauga Baseball and utilize our equestrian center to provide therapy for youth and adults with disabilities.
Missy McDougal
Vice President, Commercial Lender
With 24 years of experience in the banking industry and a focus on commercial and agricultural lending in North Central Ohio, I have found success in helping my clients reach their business and personal goals. I value the relationships I have built with my customers, and I am committed to helping them succeed. My experience as a Certified Public Accountant allows me to better understand my customers' financial situations and better assist them with their financing needs. I am a graduate of Xavier University where I earned my Bachelor of Science in Business Administration degree with a major in Accounting. I am also a graduate of the School of Banking at Colorado. I reside in New Washington and stay active in my community as the Varsity Volleyball Coach at Buckeye Central Local Schools.
Tom Hough
Vice President, Commercial Lender
With more than 25 years' experience in the financial industry and a focus on commercial lending, I am committed to delivering exceptional customer service, communication, accessibility and follow-up to my clients. My clients can expect honest and straightforward answers throughout the lending process. I earned my bachelor's degree in finance at the University of Akron and have SBA 7(A) and SBA 504 certifications. In my community I am a member and chairperson of finance at the Ashtabula County Medical Center Foundation, Trustee for the Lake County Port Authority and a member of the Mentor Rotary. I reside in Madison and enjoy traveling, golf and spending time with my family.
Christopher Massie
Vice President, Commercial Lender
With over 20 years in the banking industry and 18 years dedicated to commercial lending and relationship management roles, I'm passionate about building lasting relationships with my clients and helping them achieve their business goals. I hold an MBA from Tiffin University and am a graduate of the Leadership Lorain County Program. I also graduated from the PA Bankers Association School of Commercial Lending in 2016. Beyond my professional commitments, I am actively involved in my local community through Leadership Lorain County, where I have volunteered for organizations such as Good Knights of Lorain County, Second Harvest Food Bank, and Rising Titans Collaborative. I currently reside in Avon, Ohio with my wife Jen and our two children. Outside of work, I am an avid fan of Northeast Ohio's sports teams, particularly the Browns and Buckeyes football programs, and enjoy spending time in the various Metroparks throughout Northeast & Northwest Ohio.
Kevin Garrett
Vice President, Commercial Lender
With over 25 years of banking experience, I am committed to building long-term, lasting relationships with my customers who I have the honor of serving in all their banking and financial needs. I do this with genuine authenticity and integrity in delivering care while striving to exceed their expectations. I earned my bachelor's degree from Thomas More College, having also attended the University of Louisville. I also graduated from ABA's Commercial Lending School in Norman, Oklahoma. I am a graduate of Leadership Northern Kentucky, Class of 2017. I am an Edgewood, KY resident and am a member of the Northern Kentucky Chamber of Commerce serving on several committees and a member of OrganicGrassRoots, Corp, a local education non-profit in Covington, KY.