Civista Commercial Lending Team

With over 20 years of commercial lending experience, I'm committed to helping my clients grow their business with creative loan terms and deposit products delivered with the fast decision making only a dynamic community bank can provide. I earned a bachelor's degree in finance from Miami University and I'm active in the local chapters of NAIOP, ICSC and the Greater Cincinnati Apartment Association, am on the Board of Directors of Windwood Swim & Tennis Club, youth soccer coach and various volunteer activities for St. Michael Church in Sharonville, OH.

With over 32 years' experience in commercial banking, I am committed to providing honesty, integrity and respect to all of my customers. I earned my bachelor's of science degree in finance from Ohio State University. I reside in Columbus and serves as an Advisory Board Member of the Mentoring Center of Central Ohio and the Columbus Rotary Club.

With over 20 years of experience in the banking industry, I am committed to helping businesses achieve their financial objectives and grow their businesses by providing personalized guidance and creative solutions. I am a graduate of Bowling Green State University, where I earned a bachelor's degree in international business with a minor in Asian Studies. I am active in my community, serving on the board of Explorers Academy of Science and Technology, a STEM school in Toledo's inner city, and Northwest Ohio Development and Assistance Corporation. I also volunteer as a coach for the City of Northwood and Northwood Schools. I currently reside in Northwood, Ohio with my wife and two children.

With more than 10 years of experience in the banking industry, I serve as a trusted partner to local businesses, helping them achieve their goals through tailored lending solutions. I am passionate about building lasting relationships and take pride in delivering honest, straightforward guidance every step of the way. The most meaningful part of my work is helping individuals turn their vision into reality by starting and growing successful businesses. I earned a Bachelor of Arts in Economics from Oberlin College, where I also played baseball, and later received my MBA from Ohio University. Originally from Wellington, I returned to the community in 2023 after spending several years in Marietta and Columbus, and I am excited to support the businesses in the communities I grew up in and around. Outside of work, I am an avid Cleveland and Ohio State sports fan and enjoy spending time with family as the youngest of three brothers and an uncle to three nieces and a nephew.

With over seven years of experience in the banking industry, I am committed to developing long-term relationships and moving my clients forward financially. I hold an associate degree in accounting from Bowling Green State University and currently reside in Vermilion, Ohio with my wife and three children.

I have more than 14 years of experience in the banking industry, supported by nearly 30 years in sales management. I focus on helping customers with their business lending needs, through an approach centered on listening, problem-solving, and dependability. I am committed to building strong relationships and providing thoughtful guidance to help customers and their businesses succeed. My perspective is shaped in part by my family’s entrepreneurial experience—my husband has owned a business for nearly 20 years, giving me a strong understanding of the challenges, opportunities, and importance of small business ownership. I have also been active in the community, volunteering with the Northwest Ohio Hispanic Chamber (Chair, President, and Business Council Member) and Women of Toledo (Board Member and Community Outreach Specialist). I supported the partnership efforts of these two organizations to develop the NWO Business Mentoring program serving entrepreneurs in all stages of business. I was born and raised in the South Toledo and Maumee area and currently live in Maumee. I studied marketing and sales, as well as real estate. Outside of work, I enjoy staying active, cooking Mexican food, and learning to bake sourdough. I enjoy life with my family, including my spouse and our two sons.

Every day, I focus on delivering the best banking experience possible. My role centers on building meaningful relationships, connecting great customers with our bank, originating new loans, gathering financials, and conducting ongoing portfolio reviews. Customers can expect me to go to the mat for them. As a young and driven lender, I have the energy and commitment to go the extra mile—whether that means answering questions after hours, staying accessible on weekends, or doing the legwork needed to support my clients’ success. Hard work and honesty guide everything I do, and I’m committed to building relationships grounded in mutual trust— earned, shared, and strengthened over time I graduated from Bowling Green State University in 2023 with a bachelor’s degree in Finance, and I now live in Novelty, Ohio. Outside of work, you'll usually find me rock climbing, playing guitar, or racing my four‑wheeler—anything that keeps me active, learning, and having fun.