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Civista Commercial Lending Team

Find an experienced commercial lender by name or state so you can connect with someone who understands your business and your community.

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Paul Koch

Paul Koch

Vice President, Commercial Lender
I have been a part of this community for over 30 years and look forward to continuing my relationship with local business owners and entrepreneurs. My experience as an attorney has provided me with an array of skills in real estate transactions, corporate transactions, and understanding and interpreting contracts. I thoroughly enjoy using my legal expertise to assist the bank's customers as they pursue financing. I am a graduate of St. Mary's Central Catholic High School, earned a Political Science Degree at Miami University and a Juris Doctorate from the Capital University Law School. I reside in Perkins Township and serve as President of the Board at the Sandusky State Theatre, a board member at Cancer Services of Erie County, member of the Ohio Bar Association, North Coast Young Professionals, the Sandusky Elks Lodge and offer volunteer services and opinions on an advisory economic development committee for the City of Sandusky.
100 E Water St, Sandusky, Ohio 44870
David Bell

David Bell

Vice President, Commercial Lender
With over 23 years of banking experience and my deep understanding of the commercial lending industry, I am committed to helping business customers reach their financial goals. I will provide them with tailored lending solutions and a personalized experience to meet their banking needs. I graduated with a Bachelor of Business Administration (BBA) in Accounting from the University of Cincinnati and a Master of Business Administration (MBA) in Systems Management from Baldwin Wallace University and I currently serve as Vice President of the Greater Cleveland Mortgage Banks Association. I enjoy being involved in my kids' lives and with my Parish – St. Basils, Brecksville. I currently reside in Broadview Heights, Ohio with my family.
529 N Cleveland Massillon Rd, Akron, Ohio 44333
Lou Sala

Lou Sala

Vice President, Commercial Lender
With over 20 years' experience in commercial banking, I am committed to my customers to be their trusted advisor to find the right solution for their business needs. I earned my bachelors of business administration degree from Cleveland State University and my masters of business administration from Baldwin-Wallace. I reside in Rocky River and serve as Vice President of the Greater Cleveland Mortgage Bankers Association.
27476 Detroit Rd #104, Westlake, Ohio 44145
Mark Rowland

Mark Rowland

Vice President, Commercial Lender
With 35 years of experience in business development and commercial lending, I am committed to supporting business clients in achieving their short and long term goals. I earned my bachelor's degree in finance and accounting from the University of Akron. I currently reside in Marblehead, Ohio.
185 SE Catawba Rd, Port Clinton, Ohio 43452
Michelle Edwards

Michelle Edwards

Vice President, Commercial Lender
With over 19 years of experience in the banking industry, I am dedicated to delivering proactive solutions to support the financial goals of my small business and commercial clients, as well as providing them exceptional customer service through honest, open and timely communication. I am a graduate of Thomas More University with a bachelor's in business administration and continue to pursue additional education opportunities. I am a co-chair of the Youth Committee of the Cincinnati-Eastside Rotary Club, Treasurer and board member for Stopping the Abuse Before It Starts, a board member for the Clermont Family YMCA, co-chair for the Eastern Action Council of the United Way and a Success by Six committee member for the United Way. I currently reside in Loveland, Ohio.
92 Walnut St, Lawrenceburg, Indiana 47025
David Stringer

David Stringer

Vice President, Commercial Lender
With more than 15 years of banking experience, I am committed to fully understanding my clients and prospects' current and future business challenges, while finding a solution that meets those needs. My clients and prospects can depend on me for an honest, flexible, and responsive working relationship. I earned my bachelor's and master's degrees from Northern Kentucky University. I am a graduate of the Graduate School of Banking at the University of Wisconsin Madison. I am a lifelong resident of Northern Kentucky and enjoy coaching my kids' baseball and basketball teams.
300 Buttermilk Pike #103, Fort Mitchell, Kentucky 41017
Bob Ward

Bob Ward

Vice President, Commercial Lender
With over 15 years of community banking experience, I have gained valuable lending and market knowledge that is used to assist my customers with their financial needs. I am committed to building long-term relationships with my customers that are built on trust. I attended The University of Rio Grande and am a graduate of the Graduate School of Banking at the University of Wisconsin. My family and I reside in Springboro, Ohio and am active in multiple community youth sports programs.
9700 N Springboro Pike, Miamisburg, Ohio 45342